Harford County property record for 491 Beards Hill Rd, Aberdeen, MD 21001 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,932 sqft Total Area |
| Lot Size | 16,596 sqft (0.381 acres) |
| Garage | Mixed, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2020) |
| Tax Bill | $4,004.00 (2025) |
| Primary APN | 02-101025 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,932 sqft Total Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,596 sqft (0.381 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 384 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 101025 |
|---|---|
| Street Address | 491 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1836 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 16596 SF 491 BEARDS HILL ROAD SOMODY PROP PT 109/98 |
| Legal Subdivision | SOMODY 62 77 |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 2, HALLS CROSS ROADS |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 302801 |
Source: Harford County records · APN 02-101025
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2020 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Oct 05, 2004 · Amount on Record |
| Deed Book / Page | 14075 / 93 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 491 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0151540024 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 15154/24 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 31, 2020 |
| Property Address | 491 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0140750093 |
| Book / Page | 14075 / 93 |
| Map Reference | MB 109 FO 98 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 491 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0014075101 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 14075/101 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,300 (+20.28%) Land $78,100 Building $395,200 | $473,300 (+20.28%) Land $78,100 Building $395,200 | |
| 2025 | $4,004.00 (+13.36%) | ||
| 2023 | $393,500 Land $78,100 Building $315,400 | $393,500 Land $78,100 Building $315,400 | |
| 2022 | $3,532.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures