Harford County property record for 489 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,317 sqft · built 2021 |
| Lot Size | 0.579 acres (25,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Aug 2025) |
| Tax Bill | $4,860 (2026) |
| Deeds & Mortgages | May 2026 Sale Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-400774 |
| Primary APN | 02-400774 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,317 sqft Total Area |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,231 sqft (0.579 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 400774 |
|---|---|
| Street Address | 489 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2D 25231 SF 489 BEARDS HILL ROAD SOMODY PROP 208/29 |
| Legal Subdivision | SOMODY PROPERTY SECTION 3 |
| Legal Lot Number | 2D |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302801 |
489 Beards Hill Rd is owned and occupied by an individual who bought it in August 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed, Transfer LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE |
| Jun 16, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Dec 18, 2020 | Deed of Trust, Construction Loan · Line of Credit COMMERCIAL LNDG |
| Dec 10, 2020 | Grant Deed, Transfer MID-ATLANTIC TITLE CONSULTANTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Jun 16, 2021 · Amount on File |
| Deed Book / Page | 16781 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 12, 2026 |
| Property Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0171200143 |
| Book / Page | 17120 / 143 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 16, 2021 |
| Property Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0148320001 |
| Book / Page | 14832 / 1 |
| Map Reference | MB JJR 208 FO 29 |
| Instrument Date | Jun 11, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0001483210 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 14832/10 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 445 Months |
| Due | Jul 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 18, 2020 |
| Property Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0143460360 |
| Book / Page | 014346 / 000360 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2021 |
| Title Company | MID ATLANTIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938 |
| Document Number | 143460360 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 014346/000360 |
| Name | COMMERCIAL LNDG |
|---|---|
| Address | ASHLAND, VA 23005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 10, 2020 |
| Property Address | 489 BEARDS HILL RD, ABERDEEN, MD 21001-1836 |
| Document Number | 0143260350 |
| Book / Page | 014326 / 000350 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | MID-ATLANTIC TITLE CONSULTANTS |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 489 BEARDS HILL RD ABERDEEN MD 21001, ABERDEEN, MD 21001 |
The 2026 property tax bill for 489 Beards Hill Rd was $4,860, up 26.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,860.00 (+26.73%) | $509,900 (+9.2%) Land $79,000 Building $430,900 | $509,900 (-) Land $79,000 Building $430,900 |
| 2025 | $3,835.00 Homeowner's exemption | $466,933 | $509,900 Land $79,000 Building $430,900 |
| 2023 | $381,000 Land $79,000 Building $302,000 | $381,000 Land $79,000 Building $302,000 | |
| 2022 | $3,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Beards Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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