4989 Samoa Ridge Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 4989 Samoa Ridge Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,465 sqft · built 2019
Lot Size	0.216 acres (9,421 sqft)
Owner	2 Individual Names on File
Last Sale	$698,000 (Jul 2025)
Tax Bill	$2,320 (2024)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-323.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-323.00`
Alternative APN	`95441`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,465 sqft Living Area
Gross Area	5,060 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,421 sqft (0.216 acres)
Garage Area	476 sqft
Porch	Porch
Porch Area	204 sqft
Patio Area	250 sqft

Location & Zoning

Account Number	95441
Street Address	4989 SAMOA RIDGE DR
City	LANCASTER
State	SC
Zip	29720-0144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.217 AC
Legal Subdivision	TREE TOPS PHASE 1B MAP 1
Legal Block	323
Legal Lot Number	323
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2071
Census Tract	11209

Owner

4989 Samoa Ridge Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Lancaster County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed, Transfer · Line of Credit AMERICAN SECURITY MORTGAGE CORP
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 10, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	20259418
Deed Book / Page	1944 / 68
Record Updated	Jun 8, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 18, 2025
Property Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Document Number	0000009418
Book / Page	1944 / 68
Map Reference	MB 2017 PG 56
Instrument Date	Jul 18, 2025
Instrument	2025009418
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,814.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144

Mortgage

Document Number	0000009419
Date	Jul 18, 2025
Instrument	2025009419

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006755
Date	Apr 1, 2021
Book Page	4351/240
Instrument	2021006755

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

September 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 10, 2019
Property Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Document Number	0000013691
Book / Page	1268 / 134
Map Reference	MB 2017 PG 56
Instrument Date	Aug 27, 2019
Instrument	2019013691
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,361.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4989 SAMOA RIDGE DR, LANCASTER, SC 29720-0144

Mortgage

Document Number	0000013692
Date	Sep 10, 2019
Instrument	2019013692

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,566 Land $2,076 Building $16,490	$670,700 Land $75,000 Building $595,700
2024	$2,320.00 (+0.39%)
2023	$2,311.00	$16,144 Land $3,000 Building $13,144	$403,600 Land $75,000 Building $328,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4989 Samoa Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4989 Samoa Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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