4982 Samoa Ridge Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 4982 Samoa Ridge Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,646 sqft · built 2018
Lot Size	0.21 acres (9,181 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Dec 2022)
Tax Bill	$15,641 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-262.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-262.00`
Alternative APN	`95434`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,646 sqft Living Area
Gross Area	4,734 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,181 sqft (0.21 acres)
Garage Area	628 sqft
Porch	Porch
Porch Area	196 sqft
Patio Area	264 sqft

Location & Zoning

Account Number	95434
Street Address	4982 SAMOA RIDGE DR
City	LANCASTER
State	SC
Zip	29720-0144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.211 AC
Legal Subdivision	NELSON PAYNE
Legal Block	262
Legal Lot Number	262
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2008
Census Tract	11209

Owner

4982 Samoa Ridge Dr is owned by two individuals who bought it in December 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2610 DAWNRIDGE DR, REDDING, CA 96001-3786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage CAPTAI CENTER LLC
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 8, 2022	Warranty Deed, Transfer
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 3, 2019	Deed of Trust, Mortgage PENNYMAC
May 31, 2018	Limited Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202218864
Deed Book / Page	1615 / 87
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023554
Date	Nov 22, 2021
Book Page	4597/180
Instrument	2021023554

Lender

Name	CAPTAI CENTER LLC
Type	Non-Lending Institution
Address	GLEN ALLEN, VA 23060

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005948
Date	Apr 6, 2022
Book Page	4715/154
Instrument	2022005948

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 8, 2022
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Document Number	0000018864
Book / Page	1615 / 87
Map Reference	MB 2018 PG 323
Instrument Date	Dec 8, 2022
Instrument	2022018864
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$1,898.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2610 DAWNRIDGE DR, REDDING, CA 96001-3786

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000175
Date	Jan 5, 2021
Book Page	4254/82
Instrument	2021000175

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	476 Months
Due	Sep 4, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Document Number	0000018686
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4982 SAMOA RIDGE DR LANCASTER SC 297200144, LANCASTER, SC 29720-0144

Mortgage

Document Number	0000018686
Date	Dec 9, 2019
Book Page	003877/000229
Instrument	18686

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 31, 2018
Property Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144
Document Number	0000007690
Book / Page	1144 / 221
Map Reference	MB2017 PG56-59
Instrument Date	Apr 6, 2018
Instrument	2018007690
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,731.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4982 SAMOA RIDGE DR, LANCASTER, SC 29720-0144

Mortgage

Document Number	0000007691
Date	May 31, 2018
Instrument	2018007691

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4982 Samoa Ridge Dr was $15,641, up 7% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,641.00 (+6.99%)	$47,040 Land $4,500 Building $42,540	$784,000 Land $75,000 Building $709,000
2024	$14,619.00 (+0.12%)
2023	$14,601.00	$43,650 Land $4,500 Building $39,150	$727,500 Land $75,000 Building $652,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4982 Samoa Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4982 Samoa Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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