5002 Samoa Ridge Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5002 Samoa Ridge Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,447 sqft · built 2018
Lot Size	0.195 acres (8,534 sqft)
Owner	2 Individual Names on File
Last Sale	$729,900 (Jul 2025)
Tax Bill	$240 (2025)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-266.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-266.00`
Alternative APN	`95439`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	3,918 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,534 sqft (0.195 acres)
Garage Area	654 sqft
Porch	Porch
Porch Area	217 sqft
Patio Area	600 sqft

Location & Zoning

Account Number	95439
Street Address	5002 SAMOA RIDGE DR
City	LANCASTER
State	SC
Zip	29720-0092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.196 AC
Legal Subdivision	TREE TOPS PHASE 1B
Legal Block	266
Legal Lot Number	266
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2008
Census Tract	11209

Owner

5002 Samoa Ridge Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed, Transfer · Line of Credit TRUIST BANK
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Aug 22, 2018	Limited Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	20259624
Deed Book / Page	1945 / 270
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 24, 2025
Property Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Document Number	0000009624
Book / Page	1945 / 270
Map Reference	MB 2017 PG 56
Instrument Date	Jul 22, 2025
Instrument	2025009624
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092

Mortgage

Document Number	0000009625
Date	Jul 24, 2025
Instrument	2025009625

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002774
Date	Feb 20, 2020
Book Page	3930/256
Instrument	2020002774

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Document Number	0000021236
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5002 SAMOA RIDGE DR LANCASTER SC 297200092, LANCASTER, SC 29720-0092

Mortgage

Document Number	0000021236
Date	Nov 24, 2020
Book Page	004209/000074
Instrument	21236

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

August 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 22, 2018
Property Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Document Number	0000012190
Book / Page	1165 / 272
Map Reference	MB2017 PG56
Instrument Date	Aug 9, 2018
Instrument	2018012190
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5002 SAMOA RIDGE DR, LANCASTER, SC 29720-0092

Mortgage

Document Number	0000012191
Date	Aug 22, 2018
Instrument	2018012191

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5002 Samoa Ridge Dr was $240 with exemptions applied, up 6% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$240.00 (+6%)	$24,044 Land $3,000 Building $21,044	$601,100 Land $75,000 Building $526,100
2024	$150.00
2023	$150.00 Disabled Person's exemption Veteran's exemption	$17,416 Land $3,000 Building $14,416	$435,400 Land $75,000 Building $360,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5002 Samoa Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5002 Samoa Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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