4955 Cole Dr W, Mobile, AL 36619 Property Records

Mobile County property record for 4955 Cole Dr W, Mobile, AL 36619

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1977
Lot Size0.641 acres (27,959 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Oct 2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR023307370001047

Property Details

APN / Parcel Number

Primary APNR023307370001047
Alternative APNs
  • 33 07 37 0 001 047.XXX
  • 01139547
  • 1139547

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area27,959 sqft (0.641 acres)
Garage TypeMixed
Garage Area384 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area202 sqft
Patio Area202 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1139547
Street Address4955 COLE DR W
CityMOBILE
StateAL
Zip36619-8947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 4TH ADDN TO TODD ACRES MBK 6 PGS 215-216 #SEC 37 T5S R2W #MP33 07 37 0 001
Legal Range05S
Legal Township05S
Legal Section37
Legal SubdivisionTODD ACRES
Legal Lot Number4,15
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group2
Census Block2018
Census Tract7000

Owner

4955 Cole Dr W is owned and occupied by two individuals who bought it in October 2025.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4955 COLE DR W, MOBILE, AL 36619-8947
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Prior SaleMay 19, 2021 · Amount on File
Deed Document Number202564648
Prior Transfer DateNov 9, 2012
Prior Transfer Doc0000066287
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 28, 2025
Property Address4955 COLE DR W, MOBILE, AL 36619-8947
Document Number0000064648
Map ReferenceMB 6 PG 215-216
Instrument DateOct 27, 2025
Instrument2025064648
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE INC JG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 S 10TH ST, OPELIKA, AL 36801-5860

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address411 S 10TH ST # 3405, 3405, OPELIKA, AL 36801-5878
InvestorPossibly a Property Investor

Mortgage

Document Number0000064649
DateOct 28, 2025
Instrument2025064649
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMay 19, 2021
Property Address4955 COLE DR W, MOBILE, AL 36619-8947
Document Number0000031891
Map ReferenceMB 6 PG 215&216
Instrument DateMay 12, 2021
Instrument2021031891
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513 SPRINGPARK DR E, MOBILE, AL 36608-2461

Transferred To (Grantee/Buyer)

NameVerified Name
Address4955 COLE DR W, MOBILE, AL 36619-8947
InvestorPossibly a Property Investor

Mortgage

Document Number0000031892
DateMay 19, 2021
Instrument2021031892
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$18,050 (+4.03%) Land $4,000 Building $14,050$180,500 (+4.03%) Land $40,000 Building $140,500
2024Additional exemption filed$17,350 (-14.07%) Land $4,000 Building $13,350$173,500 (-14.07%) Land $40,000 Building $133,500
2023Additional exemption filed$20,190 (+7.97%) Land $6,000 Building $14,190$201,900 (+7.97%) Land $60,000 Building $141,900
2022Additional exemption filed$18,700 Land $6,000 Building $12,700$187,000 Land $60,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4955 Cole Dr W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 313 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies313 in force
Nearby Flood Claims407 (1979–2023)
Claims Outside the SFHA65 of 407
Most Recent ClaimJan 2023 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 207 claims
  • Hurricane Georges, Sep 1998 · 111 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4955 Cole Dr W is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 80% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOBILE COUNTY WATER & FIRE PRO AUTHORITY
serves 39,573 people · EPA ID AL0001002
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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