4986 Townpoint Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 4986 Townpoint Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,254 sqft · built 1994
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$384,900 (Sep 2022)
Tax Bill	$450 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2020 Mortgage + 2 more
APN	`13ACOULTRANEA`

Property Details

APN / Parcel Number

Primary APN	`13ACOULTRANEA`
Alternative APN	`304469000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	304469000
Street Address	4986 TOWNPOINT RD
City	SUFFOLK
State	VA
Zip	23435-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L.A,COULTRANE AVE (PEARL ST).,PUGHSVILLE
Legal Subdivision	PUGHSVILLE
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75206

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3010 CARLISLE CT, SUFFOLK, VA 23435-2560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COVE POINT INVESTMENTS LLC
Oct 3, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	220013940
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Sep 27, 2022
Property Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444
Document Number	0220013940
Instrument Date	Sep 26, 2022
Instrument	220013940
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444

Mortgage

Document Number	0220013941
Date	Sep 27, 2022
Instrument	220013941

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	142 Months
Due	Jul 30, 2034

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006562
Date	May 28, 2020
Instrument	200006562

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 30, 2022
Property Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444
Document Number	0220009900
Instrument Date	Jun 28, 2022
Instrument	220009900
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NORTHGATE LN, SUFFOLK, VA 23434-4300
Investor	Possibly a Property Investor

Mortgage

Document Number	0220009901
Date	Jun 30, 2022
Instrument	220009901

Lender

Name	COVE POINT INVESTMENTS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 3, 2017
Property Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444
Document Number	0170011222
Instrument Date	Sep 29, 2017
Instrument	170011222
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	TITLE ALLIANCE/VA BEACH LLC, TITLE ALLIANCE OF VA BEACH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 TOWNPOINT RD, SUFFOLK, VA 23435-2444

Mortgage

Document Number	0170011223
Date	Oct 3, 2017
Instrument	170011223

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$388,100 (+3.6%) Land $75,600 Building $312,500
2025	$450.00 (+14.5%) Senior Citizen's exemption	$388,100 (+3.6%) Land $75,600 Building $312,500	$374,600 (+2.94%) Land $75,600 Building $299,000
2024	$393.00 Senior Citizen's exemption	$374,600 (+2.94%) Land $75,600 Building $299,000
2023	Senior Citizen's exemption	$363,900 Land $75,600 Building $288,300	$363,900 Land $75,600 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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