4941 Townpoint Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 4941 Townpoint Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 2021
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2021)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`13AJAMES42`

Property Details

APN / Parcel Number

Primary APN	`13AJAMES42`
Alternative APN	`302714000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	302714000
Street Address	4941 TOWNPOINT RD
City	SUFFOLK
State	VA
Zip	23435-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L 42 JAMES ST PUGHSVILLE
Legal Subdivision	PUGHSVILLE
Legal Lot Number	42
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1024
Census Tract	75206

Owner

4941 Townpoint Rd is owned and occupied by an individual who bought it in August 2021.

Source: Suffolk City records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4941 TOWNPOINT RD, SUFFOLK, VA 23435-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OVM FINANCIAL INC
Jul 30, 2020	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	210014931
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4941 TOWNPOINT RD, SUFFOLK, VA 23435-2423
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250012374
Date	Oct 30, 2025
Instrument	250012374

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 17, 2021
Property Address	4941 TOWNPOINT RD, SUFFOLK, VA 23435-2423
Document Number	210014931
Instrument Date	Aug 13, 2021
Instrument	210014931
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4941 TOWNPOINT RD, SUFFOLK, VA 23435-2423

Mortgage

Document Number	210014932
Date	Aug 17, 2021
Instrument	210014932

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 30, 2020
Property Address	4941 TOWNPOINT RD, SUFFOLK, VA 23435-2423
Document Number	200009998
Instrument Date	Jul 27, 2020
Instrument	200009998
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 MILLVILLE RD, CHESAPEAKE, VA 23323-5200
Investor	Possibly a Property Investor

Mortgage

Document Number	200009999
Date	Jul 30, 2020
Instrument	200009999

Lender

Name	COMMERCIAL LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4941 Townpoint Rd was $5,241, up 3.6% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$447,800 (+2.68%) Land $67,300 Building $380,500
2025	$5,241.00 (+3.6%)	$447,800 (+2.68%) Land $67,300 Building $380,500	$436,100 Land $67,300 Building $368,800
2024	$5,059.00 (+10.41%)	$436,100 (+3.73%) Land $67,300 Building $368,800
2023	$4,582.00	$420,400 Land $67,300 Building $353,100	$420,400 Land $67,300 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4941 Townpoint Rd; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4941 Townpoint Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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