5048 Townpoint Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 5048 Townpoint Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1971
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (May 2026)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 4 more
APN	`13APINE27*29`

Property Details

APN / Parcel Number

Primary APN	`13APINE27*29`
Alternative APN	`300598000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	300598000
Street Address	5048 TOWNPOINT RD
City	SUFFOLK
State	VA
Zip	23435-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM
Legal Description	LS 27,29 PINE ST PUGH
Legal Subdivision	SIMPSON HARGROVES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1001
Census Tract	75206

Owner

5048 Townpoint Rd is owned and occupied by an individual who bought it in May 2026.

Source: Suffolk City records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
May 6, 2026	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TIDEWATER HOME FUNDING LLC
Dec 17, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Mar 2, 2018	Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Apr 10, 2023 · Amount on File
Deed Document Number	20265659
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 6, 2026
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	0000005660
Instrument Date	May 5, 2026
Instrument	20265660
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	MORTGAGE CTR TITLE LLC, MORTGAGE RESEARCH CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005660,
Date	May 6, 2026
Instrument	20265660

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 6, 2026
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	0000005659
Instrument Date	Apr 20, 2026
Instrument	2026.5659
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,349.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371

Mortgage

Document Number	0000005660,
Date	May 6, 2026
Instrument	2026..5660

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 10, 2023
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	0230003464
Instrument Date	Apr 7, 2023
Instrument	230003464
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371

Mortgage

Document Number	0230003465
Date	Apr 10, 2023
Instrument	230003465

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 17, 2020
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	200018479
Instrument Date	Dec 16, 2020
Instrument	200018479
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371

Mortgage

Document Number	200018480
Date	Dec 17, 2020
Instrument	200018480

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 27, 2018
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	180012545
Instrument Date	Nov 2, 2018
Instrument	180012545
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371

Mortgage

Document Number	180012546
Date	Nov 27, 2018
Instrument	180012546

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 2, 2018
Property Address	5048 TOWNPOINT RD, SUFFOLK, VA 23435-2371
Document Number	180002094
Instrument Date	Feb 14, 2018
Instrument	180002094
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 BRIDGE RD STE 912, 912, SUFFOLK, VA 23435-1848

Mortgage

Document Number	180002095
Date	Mar 2, 2018
Instrument	180002095

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5048 Townpoint Rd was $4,088, up 3.8% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$340,000 (+2.56%) Land $75,100 Building $264,900
2025	$4,088.00 (+3.76%)	$340,000 (+2.56%) Land $75,100 Building $264,900	$331,500 Land $75,100 Building $256,400
2024	$3,940.00 (+12.93%)	$331,500 (+3.56%) Land $75,100 Building $256,400
2023	$3,489.00	$320,100 Land $75,100 Building $245,000	$320,100 Land $75,100 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5048 Townpoint Rd; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5048 Townpoint Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Townpoint Rd

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