4986 Lamia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4986 Lamia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,808 sqft · built 1991
Lot Size	0.111 acres (4,834 sqft)
Owner	Company Name on Record
Last Sale	$812,500 (Jun 2005)
Tax Bill	$7,575 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`169-543-43-00`

Property Details

APN / Parcel Number

Primary APN	`169-543-43-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,834 sqft (0.111 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4986 LAMIA WAY
City	OCEANSIDE
State	CA
Zip	92056-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 188 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	188
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4986 LAMIA WAY, OCEANSIDE, CA 92056-7430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PAVIA FINANCIAL SERVICES INC
Oct 26, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2005 · Amount on Record
Deed Sale	Jun 7, 2005 · Amount on Record
Prior Sale	Mar 14, 1990 · Amount on Record
Deed Document Number	2005474387
Last Transfer Date	Oct 19, 2020
Transfer Doc	0000655805
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2020
Property Address	4986 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000655805
Map Reference	MAP 12405
Instrument Date	Oct 19, 2020
Instrument	2020-0655805
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4986 LAMIA WAY, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000655806
Date	Oct 26, 2020
Instrument	2020-0655806

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2020
Property Address	4986 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000655807
Instrument Date	Oct 19, 2020
Instrument	655807
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4986 LAMIA WAY OCEANSIDE CA 920567430, OCEANSIDE, CA 92056-7430
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,704 (+2%) Land $211,313 Building $476,391
2025	$7,575.00 (+8.71%) Homeowner's exemption	$674,220 (+4.04%) Land $207,170 Building $467,050
2023	$6,968.00 (+0.27%) Homeowner's exemption	$648,041 Land $199,126 Building $448,915
2022	$6,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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