San Diego County property record for 4981 Lamia Way, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,808 sqft · built 1991 |
| Lot Size | 0.126 acres (5,491 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,130,000 (Oct 2025) |
| Tax Bill | $6,194 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-543-13-00 |
| Primary APN | 169-543-13-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,808 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 5,491 sqft (0.126 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4981 LAMIA WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-7431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 158 TR 012405 |
| Legal Subdivision | LEISURE VILLAGE OCEANSIDE |
| Legal Tract | 012405 |
| Legal Block | 3 |
| Legal Lot Number | 158 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 19808 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4981 LAMIA WAY, OCEANSIDE, CA 92056-7431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Oct 15, 2025 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2009 · Amount on Record |
| Deed Document Number | 2025287580 |
| Prior Transfer Date | Oct 28, 2011 |
| Prior Transfer Doc | 0000022286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2026 |
| Property Address | 4981 LAMIA WAY, OCEANSIDE, CA 92056-7431 |
| Document Number | 0000170559 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026170559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4981 LAMIA WAY, OCEANSIDE, CA 92056-7431 |
| Document Number | 0000170559, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026170559 |
| Name | CITADEL SERVICING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 15, 2025 |
| Property Address | 4981 LAMIA WAY, OCEANSIDE, CA 92056-7431 |
| Document Number | 0000287580 |
| Map Reference | MAP 12405 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025-0287580 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4981 LAMIA WAY, OCEANSIDE, CA 92056-7431 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,130,000 (+104.7%) Land $660,000 Building $470,000 | |
| 2025 | $6,194.00 (+8.7%) | $552,018 (+4.04%) Land $135,713 Building $416,305 |
| 2023 | $5,698.00 (+0.28%) Homeowner's exemption | $530,585 Land $130,444 Building $400,141 |
| 2022 | $5,682.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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