4980 Lamia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4980 Lamia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,317 sqft · built 1991
Lot Size	0.111 acres (4,815 sqft)
Owner	Company Name on Record
Last Sale	$405,000 (Feb 1995)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan Feb 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`169-543-40-00`

Property Details

APN / Parcel Number

Primary APN	`169-543-40-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,317 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,815 sqft (0.111 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4980 LAMIA WAY
City	OCEANSIDE
State	CA
Zip	92056-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 185 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	185
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19808

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Construction Mortgage VAL CHRIS INVESTMENTS INC
Feb 1, 2023	Intrafamily Transfer, Transfer
Jan 6, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 16, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 14, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1995 · Amount on Record
Deed Sale	Feb 1, 1995 · Amount on Record
Prior Sale	Mar 29, 1991 · Amount on Record
Deed Document Number	199545895
Last Transfer Date	Jan 30, 2023
Transfer Doc	0000026064
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000003886
Date	Jan 5, 2024
Instrument	2024-0003886

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2023
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000026064
Map Reference	MAP 12405
Instrument Date	Jan 30, 2023
Instrument	2023-0026064
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2023
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000003968
Map Reference	MAP 12405
Instrument Date	Dec 27, 2022
Instrument	2023-0003968
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2023
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000003966
Map Reference	MAP 12405
Instrument Date	Dec 27, 2022
Instrument	2023-0003966
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000003967
Date	Jan 6, 2023
Instrument	2023-0003967

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000383572
Date	Jul 16, 2020
Instrument	2020-0383572

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	718 Months
Due	May 29, 2080

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000383573
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 LAMIA WAY OCEANSIDE CA 920567430, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000383573
Date	Jul 16, 2020
Instrument	383573

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	720 Months
Due	Jul 15, 2080

Interest

Rate Type	Adjustable Rate
Rate	2.35%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2017
Property Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000529731
Map Reference	MAP12405
Instrument Date	Nov 1, 2017
Instrument	2017-0529731
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4980 LAMIA WAY, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000529732
Date	Nov 14, 2017
Instrument	2017-0529732

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,354 (+2%) Land $105,743 Building $117,611
2025	$2,433.00 (-80.01%) Homeowner's exemption	$218,975 (-80.48%) Land $103,670 Building $115,305
2023	$12,170.00 (+439.69%)	$1,122,000 Land $841,500 Building $280,500
2022	$2,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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