Macomb County property record for 49854 Waterloo, Chesterfield, MI 48047 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,125 sqft Living Area |
| Lot Size | 7,797 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2021) |
| Tax Bill | $3,945.00 (2025) |
Source: Macomb County records · APN 15-09-20-429-001
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49854 WATERLOO, CHESTERFIELD, MI 48047-3791 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 01, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Doc Number | 20212263618 |
| Deed Book / Page | 28159 / 664 |
| Prior Transfer Date | May 10, 2004 |
| Prior Transfer Doc | 0004131271 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49854 WATERLOO, CHESTERFIELD, MI 48047-3791 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 20515 BRANDONWOOD DR, CLINTON TOWNSHIP, MI 48038-1436 |
| Document Number | 2102259680 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 28136/186 |
| Instrument | 202102259680 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 01, 2021 |
| Property Address | 49854 WATERLOO, CHESTERFIELD, MI 48047-3791 |
| Document Number | 2102263618 |
| Book / Page | 28159 / 664 |
| Map Reference | LB 76 PG 49-51 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 202102263618 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49854 WATERLOO, 49854, CHESTERFIELD, MI 48047-3791 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 50376 OAKVIEW DR, CHESTERFIELD, MI 48047-1893 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49854 WATERLOO, CHESTERFIELD, MI 48047-3791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000134425 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 25055/776 |
| Instrument | 7134425 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,500 (+21.94%) | $269,000 (+21.94%) | |
| 2025 | $3,945.00 (+22.29%) | ||
| 2023 | $110,300 | $220,600 | |
| 2022 | $3,226.00 |
Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 15-09-20-429-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,125 sqft Living Area |
| 1st Floor | 1,125 sqft 1st Floor |
| Basement Area | 1,125 sqft Basement |
| Unfinished Basement | 1,125 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch Style |
| Construction Type | Brick Construction |
| Lot Area | 7,797 sqft (0.179 acres) |
| Depth X Width | 120 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 49854 WATERLOO |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3791 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINCHESTER SUBDIVISION NO 1 LOT 34 |
| Legal Subdivision | WINCHESTER SUBDIVISION |
| Legal Lot Number | 34 |
| Jurisdiction | MACOMB MI |
| Minor Civil Division | CHESTERFIELD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 221200 |
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