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49821 Waterloo, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 49821 Waterloo, Chesterfield, MI 48047

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1985
Lot Size0.179 acres (7,797 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Aug 2015)
Tax Bill$3,280 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-09-20-428-006

Property Details

APN / Parcel Number

Primary APN15-09-20-428-006
Alternative APN
  • 0920428006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Finished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address49821 WATERLOO
CityCHESTERFIELD
StateMI
Zip48047-3793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C RES
Legal DescriptionWINCHESTER SUBDIVISION NO 1 LOT 58
Legal SubdivisionWINCHESTER SUBDIVISION
Legal Lot Number58
JurisdictionMACOMB MI
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1022
Census Tract221200

Owner

Source: Macomb County records · APN 15-09-20-428-006

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49821 WATERLOO, CHESTERFIELD, MI 48047-3793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2015 · Amount on Record
Deed SaleAug 28, 2015 · Amount on Record
Prior SaleDec 12, 2005 · Amount on Record
Deed Document Number20155108250
Deed Book / Page23591 / 959
Last Transfer DateJun 17, 2024
Transfer Doc0000052769
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address49821 WATERLOO, CHESTERFIELD, MI 48047-3793
Transaction TypeMortgage
Record UpdatedJul 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address49821 WATERLOO, CHESTERFIELD, MI 48047-3793

Mortgage

Document Number2102163914
DateApr 22, 2021
Book Page27606/855
Instrument202102163914
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateMar 09, 2020
Property Address49821 WATERLOO, CHESTERFIELD, MI 48047-3793
Document Number0000028551
Book / Page26561 / 843
Map ReferenceLB 76 PG 49-51
Instrument DateFeb 27, 2020
Instrument2028551
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address49821 WATERLOO, CHESTERFIELD, MI 48047-3793

Mortgage

Document Number0000028552
DateMar 09, 2020
Instrument2028552
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionChesterfield Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$130,300 (+21.89%)$260,600 (+21.89%)
2025$3,280.00 (+14.69%)
2023$106,900$213,800
2022$2,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 421 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHESTERFIELD TOWNSHIP
serves 41,650 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionAug 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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