Macomb County property record for 49786 Waterloo, Chesterfield, MI 48047 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,169 sqft Living Area |
| Lot Size | 7,797 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $148,100 (2001) |
| Tax Bill | $2,523.00 (2025) |
| Primary APN | 15-09-20-429-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,169 sqft Living Area |
| 1st Floor | 1,142 sqft 1st Floor |
| Basement Area | 1,142 sqft Basement |
| Unfinished Basement | 1,142 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,797 sqft (0.179 acres) |
| Depth X Width | 120 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 49786 WATERLOO |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3792 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINCHESTER SUBDIVISION NO 1 LOT 32 |
| Legal Subdivision | WINCHESTER SUBDIVISION |
| Legal Lot Number | 32 |
| Jurisdiction | MACOMB MI |
| Minor Civil Division | CHESTERFIELD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 221200 |
Source: Macomb County records · APN 15-09-20-429-003
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49786 WATERLOO, CHESTERFIELD, MI 48047-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2001 · Amount on Record |
| Deed Sale | Dec 26, 2001 · Amount on Record |
| Prior Sale | Aug 21, 1995 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49786 WATERLOO, CHESTERFIELD, MI 48047-3792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 49786 WATERLOO, CHESTERFIELD, MI 48047-3792 |
| Document Number | 2102192464 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 27766/194 |
| Instrument | 202102192464 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49786 WATERLOO, CHESTERFIELD, MI 48047-3792 |
| Document Number | 0000101585 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 49786 WATERLOO CHESTERFIELD MI 480473792, CHESTERFIELD, MI 48047-3792 |
| Document Number | 0000101585 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 026186/000370 |
| Instrument | 101585 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+22.45%) | $240,000 (+22.45%) | |
| 2025 | $2,523.00 (+24.65%) | ||
| 2023 | $98,000 | $196,000 | |
| 2022 | $2,024.00 |
49786 Waterloo is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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