Grayson County property record for 4858 FM 1897, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 1,898 sqft · built 1973 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,357 (2024) |
| Flood Zone | Zone A (high risk) |
| APN | A001 0788013 |
| Primary APN | A001 0788013 |
|---|---|
| Alternative APN |
|
| Building Area | 1,898 sqft Living Area |
|---|---|
| Gross Area | 2,404 sqft |
| 1st Floor Area | 1,898 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Utility Building | 80 sqft |
| Account Number | 138061 |
|---|---|
| Old Parcel Number | A001 0788013 |
| Street Address | 4858 FM 1897 |
| City | BELLS |
| State | TX |
| Zip | 75414-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0788 MONTAGUE DANIEL A-G0788, ACRES 2.0 |
| Legal Subdivision | MONTAGUE DANIEL A-G0788 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 101 |
4858 FM 1897 is owned and occupied by two individuals who acquired it in July 2000.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4858 FM 1897, BELLS, TX 75414-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2000 |
| Deed Sale | Jul 28, 2000 |
| Deed Document Number | 0002959163 |
| Record Updated | Jun 8, 2026 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,511 Land $105,000 Building $206,523 | $311,523 Land $105,000 Building $206,523 | |
| 2024 | $1,357.00 | ||
| 2023 | $291,457 Land $84,800 Building $206,657 | $291,457 Land $84,800 Building $206,657 | |
| 2022 | $1,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4858 FM 1897 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4858 FM 1897 is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| TekWav Fixed Wireless | 100 / 20 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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