4950 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4950 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,877 sqft · built 2004
Lot Size	0.184 acres (8,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Nov 2013)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-486`

Property Details

APN / Parcel Number

Primary APN	`304-72-486`
Alternative APN	`304724865`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,877 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	1,562 sqft
2nd Floor Area	1,315 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,027 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces
Pool Area	428 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4950 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DEL ORO SOUTH AMD MCR 668-28
Legal Range	6E
Legal Township	2S
Legal Section	17
Legal Subdivision	VISTA DEL ORO SOUTH AMD
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	815902

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on Record
Deed Sale	Nov 5, 2013 · Amount on Record
Prior Sale	Jan 19, 2011 · Amount on Record
Deed Document Number	2013964133
Prior Transfer Date	Jan 28, 2011
Prior Transfer Doc	0000121495
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804

Mortgage

Document Number	0000611343
Date	Aug 1, 2022
Instrument	20220611343

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804

Mortgage

Document Number	0001317227
Date	Dec 13, 2021
Instrument	20211317227

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000675981
Date	Sep 7, 2018
Instrument	20180675981

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000651751
Date	Jul 21, 2020
Instrument	20200651751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4950 S COBBLESTONE ST, GILBERT, AZ 85298-0804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001229153
Date	Dec 14, 2020
Instrument	20201229153

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,570 (+74.26%)	$575,700 (+6.69%) Land $115,100 Building $460,600
2025	$2,592.00 (+3.6%)	$33,037 (-42.35%)	$539,600 (-5.85%) Land $107,900 Building $431,700
2024		$57,310	$573,100 Land $114,600 Building $458,500
2023	$2,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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