Maricopa County property record for 4974 S Cobblestone St, Gilbert, AZ 85298
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,012 sqft · built 2004 |
| Lot Size | 0.178 acres (7,778 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-72-483 |
| Primary APN | 304-72-483 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| 2nd Floor Area | 1,344 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 7,778 sqft (0.178 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 320 sqft |
| Patio Area | 160 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4974 S COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85298-0804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | VISTA DEL ORO SOUTH AMD MCR 668-28 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | VISTA DEL ORO SOUTH AMD |
| Legal Lot Number | 36 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 815902 |
4974 S Cobblestone St is owned and occupied by an individual who acquired it in January 2015.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4974 S COBBLESTONE ST, GILBERT, AZ 85298-0804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit TRUWEST CU |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2015 |
| Deed Sale | Jan 23, 2015 |
| Prior Sale | Jan 23, 2015 |
| Deed Document Number | 20150047158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4974 S COBBLESTONE ST, GILBERT, AZ 85298-0804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4974 S COBBLESTONE ST, GILBERT, AZ 85298-0804 |
| Document Number | 0000683928 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 20220683928 |
| Name | TRUWEST CU |
|---|---|
| Type | Credit Union |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4974 S COBBLESTONE ST, GILBERT, AZ 85298-0804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4974 S COBBLESTONE ST, GILBERT, AZ 85298-0804 |
| Document Number | 0000864383 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 20200864383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4974 S Cobblestone St was $3,116.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,970 | $579,700 Land $115,900 Building $463,800 | |
| 2025 | $3,116.00 | ||
| 2024 | $57,400 | $574,000 Land $114,800 Building $459,200 | |
| 2023 | $3,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4974 S Cobblestone St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4974 S Cobblestone St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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