Washington County property record for 4982 Derby Dr, Chipley, FL 32428
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Jul 2017) |
| Tax Bill | $444 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000041510720 |
| Primary APN | 000041510720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Heated Area |
| Gross Area | 1,564 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000041510720 |
|---|---|
| Street Address | 4982 DERBY DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5690 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOT D-164 2ND ADD TO LEISURE LAKES REC PLAT (1.03 AC) ORB 1093 P 144 |
| Legal Range | 15W |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | LEISURE LAKES |
| Legal Block | 4151 |
| Legal Lot Number | D-164 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
4982 Derby Dr, a residential property, is owned and occupied by two individuals who bought it in July 2017.
Source: Washington County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4982 DERBY DR, CHIPLEY, FL 32428-5690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on File |
| Deed Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 201767004209 |
| Deed Book / Page | 1093 / 144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 4982 DERBY DR, CHIPLEY, FL 32428-5690 |
| Document Number | 0067004209 |
| Book / Page | 001093 / 000144 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 67004209 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1022 TARPKINS RD COMMERCE GA 305304948, COMMERCE, GA 30530-4948 |
The 2025 property tax bill for 4982 Derby Dr was $444 with a homeowner's exemption, up 6.2% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 (+6.22%) Homeowner's exemption | $68,421 (+2.9%) | $143,190 (+25.99%) Land $14,000 Building $129,190 |
| 2024 | $418.00 (+0.72%) Homeowner's exemption | $66,493 (+3%) | $113,655 (+23.29%) Land $12,500 Building $101,155 |
| 2023 | $415.00 (+1.22%) Homeowner's exemption | $64,556 (+3%) | $92,185 (+11.36%) Land $10,000 Building $82,185 |
| 2022 | $410.00 Homeowner's exemption | $62,676 | $82,782 Land $8,500 Building $74,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4982 Derby Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4982 Derby Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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