4981 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4981 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Dec 2019)
Tax Bill	$3,159 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-29-300-009`

Property Details

APN / Parcel Number

Primary APN	`01-19-29-300-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	87,120 sqft (2 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4981 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM AT SW COR OF SEC TH N 275 FT, TH N-80-30-E 333.44 FT, TH E 270.78 FT, S 80 FT, W 400 FT, S 250 FT, TH W 200 FT TO POB. 2 AC SECTION 29, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	29
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Dec 31, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Feb 4, 2005 · Amount on Record
Deed Document Number	20195171006
Deed Book / Page	1218 / 62
Last Transfer Date	Jun 16, 2021
Transfer Doc	1234/425
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jun 24, 2021
Property Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501
Document Number	1234/425
Book / Page	1234 / 425
Instrument Date	Jun 16, 2021
Instrument	5187389
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501

Mortgage

Document Number	5187390
Date	Jun 24, 2021
Instrument	5187390

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2036

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 31, 2019
Property Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501
Document Number	1218/61
Book / Page	1218 / 61
Instrument Date	Oct 14, 2019
Instrument	5171005
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 HOWARD RD, PETOSKEY, MI 49770-9505

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Dec 31, 2019
Property Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501
Document Number	1218/62
Book / Page	1218 / 62
Instrument Date	Oct 14, 2019
Instrument	5171006
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 HOWARD RD, PETOSKEY, MI 49770-7501

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,300 (+10.08%) Land $217,300	$434,600 (+10.08%) Land $434,600
2025		$197,400 (+29.78%) Land $197,400	$394,800 (+29.78%) Land $394,800
2024	$3,159.00
2023		$152,100 Land $152,100	$304,200 Land $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Rd

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