Emmet County property record for 4889 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $32,500 (Nov 2005) |
| Tax Bill | $2,394 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-29-300-026 |
| Primary APN | 01-19-29-300-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 1,836 sqft |
| Unfinished Basement | 1,836 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4889 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 569.73 FT N OF SW COR OF SEC FOR POB, TH CONT N 179 FT, S88?55'54"E 33 FT & 246 FT, S 179 FT, TH N88?55'54"W 246 FT & EE FT TO POB, EXC RD ROW, 1 AC M/L, SECTION 29, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 29 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4889 HOWARD RD, PETOSKEY, MI 49770-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2005 · Amount on Record |
| Deed Sale | Nov 7, 2005 · Amount on Record |
| Prior Sale | Nov 7, 2005 · Amount on Record |
| Deed Book / Page | 1072 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4889 HOWARD RD, PETOSKEY, MI 49770-8813 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4889 HOWARD RD, PETOSKEY, MI 49770-8813 |
| Document Number | 0000001259/0000000057 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 0000001259/0000000057 |
| Instrument | 5212066 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,900 (+44.53%) Land $212,900 | $425,800 (+44.53%) Land $425,800 | |
| 2024 | $2,394.00 | ||
| 2023 | $147,300 Land $147,300 | $294,600 Land $294,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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