4832 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4832 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	1.66 acres (72,355 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Nov 1996)
Tax Bill	$1,422 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-30-400-026`

Property Details

APN / Parcel Number

Primary APN	`01-19-30-400-026`

Exterior

Lot Area	72,355 sqft (1.66 acres)

Location & Zoning

Street Address	4832 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM AT SE COR OF SEC, TH N 583.86 FT FOR POB, TH W 202.63 FT, N-13-57-12-W 372.08 FT, E TO E SEC LN, S TO POB. SECTION 30
Legal Range	05W
Legal Township	34N
Legal Section	30
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2014
Census Tract	970600

Owner

Source: Emmet County records · APN 01-19-30-400-026

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4832 HOWARD RD, PETOSKEY, MI 49770-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Feb 20, 2017	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 1996 · Amount on Record
Deed Sale	Nov 01, 1996 · Amount on Record
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4832 HOWARD RD, PETOSKEY, MI 49770-8813
Transaction Type	Mortgage
Record Updated	Apr 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 HOWARD RD, PETOSKEY, MI 49770-8813

Mortgage

Document Number	0000001230/0000000548
Date	Mar 02, 2021
Book Page	0000001230/0000000548
Instrument	5183515

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4832 HOWARD RD, PETOSKEY, MI 49770-8813
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1192/0255
Date	Feb 20, 2017
Book Page	1192/0255
Instrument	5145133

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,100 (+44.64%) Land $124,100	$248,200 (+44.64%) Land $248,200
2024	$1,422.00
2023		$85,800 Land $85,800	$171,600 Land $171,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Rd

Nearby Streets

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