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4980 Rustic Oaks Cir, Naples, FL 34105 Property Records

Collier County property record for 4980 Rustic Oaks Cir, Naples, FL 34105 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2009
Square Footage2,623 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
Pool336 sqft
OccupancyOwner Occupied
Last Sale$1,350,000 (2026)
Tax Bill$8,950.00 (2024)

Property Details

APN / Parcel Number

Primary APN174200 184A13
Alternative APN
  • 22730000507

Interior

Building Area2,623 sqft Living Area
1st Floor2,623 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2009
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area9,583 sqft (0.22 acres)
Depth X Width125 ft x 78 ft Depth x Width
Pool Area336 sqft Pool
Deck Area649 sqft Deck

Location & Zoning

Street Address4980 RUSTIC OAKS CIR
CityNAPLES
StateFL
Zip34105-4521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBANYAN WOODS LOT 18
Legal Range25
Legal Township49
Legal Section13
Legal SubdivisionBANYAN WOODS
Legal Tract174200
Legal Block3
Legal Lot Number18
JurisdictionCOLLIER FL
Minor Civil DivisionNAPLES
Census Blockgroup3
Census Block3000
Census Tract10432

Owner

Source: Collier County records · APN 174200 184A13

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 04, 2023Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Nov 30, 2020Deed of Trust, Mortgage · Line of Credit
IBERIABANK
Sep 17, 2019Grant Deed, Transfer
ATTORNEY ONLY
Nov 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleJun 03, 2015 · Amount on Record
Deed Doc Number20266795362
Deed Book / Page6561 / 3811
Prior Transfer DateSep 16, 2019
Prior Transfer Doc0056741144
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 11, 2026
Property Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number0065613811
Book / Page6561 / 3811
Map ReferenceMB 36 PG 93-97
Instrument DateMar 06, 2026
Instrument6795362
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6017 PINE RIDGE RD, NAPLES, FL 34119-3956

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

Mortgage

Document Number0062931515
DateOct 04, 2023
Book Page6293/1515
Instrument6460262
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term966 Months
DueApr 01, 2104
Interest
Rate TypeAdjustable Rate
Rate7.42%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate12.4%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

Mortgage

Document Number0058510181
DateNov 30, 2020
Book Page5851/181
Instrument5960641
Lender
NameIBERIABANK
TypeBank
AddressNAPLES, FL 34110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 04, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateSep 17, 2019
Property Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number0056741144
Book / Page005674 / 001144
Instrument DateSep 16, 2019
Instrument5766207
Transaction TypeTransfer
Record UpdatedOct 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4980 RUSTIC OAKS CIR NAPLES FL 341054521, NAPLES, FL 34105-4521

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 13, 2018
Property Address4980 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number0055710863
Book / Page005571 / 000863
Instrument DateNov 06, 2018
Instrument5636299
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4980 RUSTIC OAKS CIR NAPLES FL 341054521, NAPLES, FL 34105-4521

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,797.00 (+9.46%)$928,888 (+1%)$1,095,054 (+10.97%) Land $562,697 Building $532,357
2024$8,950.00 (+3.86%)$844,444 (+1%)$986,760 (+2.51%) Land $463,125 Building $523,635
2023$8,617.00 (+2.96%)$767,676 (+1%)$962,563 (+8.71%) Land $404,625 Building $557,938
2022$8,369.00$697,887$885,448 Land $291,769 Building $593,679

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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