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4971 Rustic Oaks Cir, Naples, FL 34105 Property Records

Collier County property record for 4971 Rustic Oaks Cir, Naples, FL 34105 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3,070 sqft · built 2005
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Jun 2026)
Tax Bill$6,228 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN174200 584A13

Property Details

APN / Parcel Number

Primary APN174200 584A13
Alternative APN
  • 22730001302

Interior

Stories1 Story
Building Area3,070 sqft Living Area
1st Floor Area3,070 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions150 ft deep x 78 ft wide
Pool Area336 sqft
Deck Area648 sqft

Location & Zoning

Street Address4971 RUSTIC OAKS CIR
CityNAPLES
StateFL
Zip34105-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBANYAN WOODS LOT 58
Legal Range25
Legal Township49
Legal Section13
Legal SubdivisionBANYAN WOODS
Legal Tract174200
Legal Block3
Legal Lot Number58
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3003
Census Tract10432

Owner

Source: Collier County records · APN 174200 584A13

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4446 OAKWOOD LN, NAZARETH, PA 18064-9803
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 01, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number20266831298
Deed Book / Page6592 / 3419
Prior Transfer DateApr 07, 2016
Prior Transfer Doc0052602181
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4971 RUSTIC OAKS CIR, NAPLES, FL 34105-4522
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 RUSTIC OAKS CIR, NAPLES, FL 34105-4522

Mortgage

Document Number0060831799
DateFeb 10, 2022
Book Page6083/1799
Instrument6203887
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJun 01, 2026
Property Address4971 RUSTIC OAKS CIR, NAPLES, FL 34105-4522
Document Number0065923419
Book / Page6592 / 3419
Instrument DateMay 28, 2026
Instrument20266831298
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$919,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4446 OAKWOOD LN, NAZARETH, PA 18064-9803
InvestorPossibly a Property Investor

Mortgage

Document Number0006831299,
DateJun 01, 2026
Instrument20266831299
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4971 RUSTIC OAKS CIR, NAPLES, FL 34105-4522
Document Number0055211140
Instrument DateJun 05, 2018
Transaction TypeMortgage
Record UpdatedJul 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 RUSTIC OAKS CIR NAPLES FL 341054522, NAPLES, FL 34105-4522

Mortgage

Document Number0055211140
DateJun 13, 2018
Book Page005521/001140
Instrument5570722
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2048
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,228.00 (+2.33%) Homeowner's exemption Widower's exemption$671,913 (+5.99%)$1,277,574 (+14.75%) Land $698,666 Building $578,908
2024$6,086.00 (+0.81%)
2023$6,037.00 (-3.45%) Homeowner's exemption Widower's exemption$633,958 (+3%)$1,113,333 (-6.41%) Land $505,981 Building $607,352
2022$6,253.00 Homeowner's exemption Widower's exemption$615,493$1,189,546 Land $543,635 Building $645,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104323, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
59 of 72 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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