4984 Rustic Oaks Cir, Naples, FL 34105 Property Records

Collier County property record for 4984 Rustic Oaks Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	3,098 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Jul 2015)
Tax Bill	$10,075 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`174200 174A13`

Property Details

APN / Parcel Number

Primary APN	`174200 174A13`
Alternative APN	`22730000484`

Interior

Stories	1 Story
Building Area	3,098 sqft Living Area
1st Floor Area	3,098 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	336 sqft
Deck Area	833 sqft

Location & Zoning

Street Address	4984 RUSTIC OAKS CIR
City	NAPLES
State	FL
Zip	34105-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BANYAN WOODS LOT 17
Legal Range	25
Legal Township	49
Legal Section	13
Legal Subdivision	BANYAN WOODS
Legal Tract	174200
Legal Block	3
Legal Lot Number	17
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10432

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4984 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Document Number	20155148939
Deed Book / Page	5174 / 3068
Last Transfer Date	Jun 19, 2020
Transfer Doc	0058600355
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 15, 2020
Property Address	4984 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0058600355
Book / Page	5860 / 355
Map Reference	MB 36 PG 93-97
Instrument Date	Jun 19, 2020
Instrument	5969414
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4984 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

Mortgage

Document Number	0005860360
Date	Dec 15, 2020
Instrument	5860/360

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,582 (+2.7%)	$1,162,852 (+1.09%) Land $573,401 Building $589,451
2025	$10,075.00 (+2.27%) Homeowner's exemption	$1,071,648 (+2.9%)	$1,150,344 (+10.46%) Land $563,678 Building $586,666
2024	$9,851.00 (+6.68%) Homeowner's exemption	$1,041,446 (+24.95%) Land $463,933 Building $577,513	$1,041,446 (+1.94%) Land $463,933 Building $577,513
2023	$9,234.00 (+2.5%)	$833,482 (+1%)	$1,021,607 (+7.72%) Land $405,331 Building $616,276
2022	$9,009.00	$757,711	$948,421 Land $292,278 Building $656,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile.

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