4980 E Rugby Trl, Hernando, FL 34442 Property Records

Citrus County property record for 4980 E Rugby Trl, Hernando, FL 34442 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1985
Lot Size	0.306 acres (13,350 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Dec 2025)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1918S20E00100030`

Property Details

APN / Parcel Number

Primary APN	`1918S20E00100030`
Alternative APNs	`20E-18S-19-0010-003.0` `1710031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,350 sqft (0.306 acres)
Lot Dimensions	150 ft deep x 94 ft wide
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	692 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1710031
Old Parcel Number	1918S20E00100030
Street Address	4980 E RUGBY TRL
City	HERNANDO
State	FL
Zip	34442-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELLHORNS MAGNOLIA ACRES PB 2 PG 131 LOT 3
Legal Range	20E
Legal Township	18S
Legal Section	19
Legal Subdivision	SHELLHORN`S MAGNOLIA ACRES
Legal Lot Number	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3005
Census Tract	450800

Owner

Source: Citrus County records · APN 1918S20E00100030

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	2155 JOCKEY HOLLOW DR NW, KENNESAW, GA 30152-3170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	2025076303
Deed Book / Page	3629 / 146
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 22, 2025
Property Address	4980 E RUGBY TRL, HERNANDO, FL 34442-4359
Document Number	0036290146
Book / Page	3629 / 146
Map Reference	MB 2 PG 131
Instrument Date	Dec 18, 2025
Instrument	2025076303
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST INT'L TITLE, FIRST INTL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 JOCKEY HOLLOW DR NW, KENNESAW, GA 30152-3170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2155 JOCKEY HOLLOW DR NW, KENNESAW, GA 30152-3170

Mortgage

Document Number	0003629150
Date	Dec 22, 2025
Instrument	3629/150

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+390.74%) Additional exemption filed	$168,129 (-5.68%) Land $5,020 Building $163,109	$168,129 (-5.68%) Land $5,020 Building $163,109
2024	$551.00 (+1.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$178,256 (+15.63%) Land $5,020 Building $173,236	$178,256 (+15.63%) Land $5,020 Building $173,236
2023	$545.00 (-7.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$154,161 (+12.71%) Land $5,020 Building $149,141	$154,161 (+12.71%) Land $5,020 Building $149,141
2022	$590.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$136,779 Land $5,020 Building $131,759	$136,779 Land $5,020 Building $131,759

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	About 1 in 164 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.