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4897 E Rugby Trl, Hernando, FL 34442 Property Records

Citrus County property record for 4897 E Rugby Trl, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,695 sqft · built 1999
Lot Size0.686 acres (29,893 sqft)
Owner2 Company Names on File
Last Sale$53,500 (Apr 2012)
Tax Bill$2,415 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (moderate risk)
APN20E-18S-19-0020-000A0-00A0

Property Details

APN / Parcel Number

Primary APN20E-18S-19-0020-000A0-00A0
Alternative APNs
  • 1918S20E0020000A000A0
  • 1613311

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,695 sqft Living Area
Gross Area1,933 sqft
1st Floor Area1,425 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleMulti-Level
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area29,893 sqft (0.686 acres)
Lot Dimensions290 ft deep x 230 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area1,050 sqft

Exterior Amenities

PorchFinished/Screened Porch
Porch Area443 sqft
Deck Area294 sqft
Patio Area654 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1613311
Street Address4897 E RUGBY TRL
CityHERNANDO
StateFL
Zip34442-4360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A: COM AT NE COR OF BLK A CORNISH ESTS PB 2 PG 52 TH S AL W R/W LN OF HARVARD AVE ON PB DIST 297.46 FT TO PT ON NWLY R/W LN OF RUGBY AVE BEING SE COR OF LT 1 SHELLHORNS MAGNOLIA ACRES PB 2 PG 131 TH S 72 DEG 5M 30S W AL NWLY R/W LN DIST 587.47 FT
Legal Range19E
Legal Township18S
Legal Section24
Legal SubdivisionCORNISH ESTATES
Legal BlockA
Legal Lot NumberA
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3001
Census Tract450800

Owner

Source: Citrus County records · APN 20E-18S-19-0020-000A0-00A0

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4897 E RUGBY TRL, HERNANDO, FL 34442-4360
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2012 · Amount on Record
Deed SaleApr 30, 2012 · Amount on Record
Prior SaleAug 01, 2006 · Amount on Record
Deed Document Number201218938
Deed Book / Page2477 / 830
Last Transfer DateSep 30, 2025
Transfer Doc0036081763
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateOct 07, 2025
Property Address4897 E RUGBY TRL, HERNANDO, FL 34442-4360
Document Number0036081763
Book / Page3608 / 1763
Instrument DateSep 30, 2025
Instrument2025060984
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4897 E RUGBY TRL, HERNANDO, FL 34442-4360

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,415.00 (+5.14%)$190,129 (-39.84%)$310,760 (-1.67%) Land $55,660 Building $255,100
2024$2,297.00 (+2.64%) Homeowner's exemption Additional exemption filed$316,046 (+6.66%) Land $55,660 Building $260,386$316,046 (+6.66%) Land $55,660 Building $260,386
2023$2,238.00 (+6.88%) Homeowner's exemption Additional exemption filed$296,324 (+15.02%) Land $55,660 Building $240,664$296,324 (+15.02%) Land $55,660 Building $240,664
2022$2,094.00 Homeowner's exemption Additional exemption filed$257,618 Land $55,660 Building $201,958$257,618 Land $55,660 Building $201,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174508003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1998–2004)
Most Recent ClaimSep 2004, Hurricane Frances

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire LikelihoodAbout 1 in 165 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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