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4969 E Rugby Trl, Hernando, FL 34442 Property Records

Citrus County property record for 4969 E Rugby Trl, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1967
Square Footage1,440 sqft Living Area
Lot Size32,655 sqft (0.75 acres)
GarageDetached, 864 sqft
Last Sale$179,000 (2021)
Tax Bill$3,150.00 (2024)

Owner

Source: Citrus County records · APN 20E-18S-19-0020-000A0-00D0

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4897 E RUGBY TRL, HERNANDO, FL 34442-4360
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Oct 25, 2021Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleSep 01, 2008 · Amount on Record
Deed Doc Number202173745
Deed Book / Page3218 / 1565
Prior Transfer DateMar 18, 2009
Prior Transfer Doc0022760895
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4969 E RUGBY TRL, HERNANDO, FL 34442-4388
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4897 E RUGBY TRL, HERNANDO, FL 34442-4360

Mortgage

Document Number0034301395
DateDec 11, 2023
Book Page3430/1395
Instrument2023070823
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 25, 2021
Property Address4969 E RUGBY TRL, HERNANDO, FL 34442-4388
Document Number0032181565
Book / Page3218 / 1565
Instrument DateOct 18, 2021
Instrument2021073745
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Tax$1,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4969 E RUGBY TRL, 4969, HERNANDO, FL 34442-4388

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address9573 RIPPLECREEK DR, MORENO VALLEY, CA 92557-1839

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,130.00 (-0.63%)$196,906 (-2.18%) Land $46,460 Building $150,446$196,906 (-2.18%) Land $46,460 Building $150,446
2024$3,150.00 (+5.25%)$201,294 (+2.69%) Land $46,460 Building $154,834$201,294 (+2.69%) Land $46,460 Building $154,834
2023$2,993.00 (+15.65%)$196,014 (+16.65%) Land $46,460 Building $149,554$196,014 (+16.65%) Land $46,460 Building $149,554
2022$2,588.00 Additional exemption filed$168,043 Land $46,460 Building $121,583$168,043 Land $46,460 Building $121,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire LikelihoodAbout 1 in 164 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20E-18S-19-0020-000A0-00D0
Alternative APNs
  • 1918S20E0020000A000D0
  • 1710154

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area
1st Floor1,248 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1967
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area32,655 sqft (0.75 acres)
Depth X Width325 ft x 75 ft Depth x Width
Garage TypeDetached Garage
Garage Area864 sqft Garage
PorchFinished/Screened Porch
Porch Area192 sqft Porch
Utility Building80 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1710154
Street Address4969 E RUGBY TRL
CityHERNANDO
StateFL
Zip34442-4388
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT D COM AT NE COR OF BLK A CORNISH ESTS PB 2 PG 52 TH S AL W R/W LN OF HARVARD AVE ON PB DIST 297.46 FT TO PT ON NWLY R/W LN OF RUGBY AVE BEING SE COR OF LT 1 SHELLHORNS MAGNOLIA A CRES ON PB 2 PG 131 TH S 72 DEG 5M 30S W AL NWLY R/W DIST 125 FT TH
Legal Range20E
Legal Township18S
Legal Section19
Legal SubdivisionCORNISH ESTATES
Legal BlockA
Legal Lot NumberD
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3001
Census Tract450800

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