Stephens County property record for 498 Valley Rd, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1956 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on File |
| Last Sale | $69,000 (Jun 1990) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T35 156 |
| Primary APN | T35 156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
| Porch Area | 268 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 769700 |
|---|---|
| Street Address | 498 VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 68 CLEARVIEW S/D |
| Legal Subdivision | CLEARVIEW |
| Legal Lot Number | 68 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 970102 |
Source: Stephens County records · APN T35 156
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 498 VALLEY RD, TOCCOA, GA 30577-6343 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 1990 · Amount on Record |
| Deed Sale | Jun 01, 1990 · Amount on Record |
| Prior Sale | Apr 01, 1986 · Amount on Record |
| Deed Book / Page | 231 / 337 |
| Last Transfer Date | May 03, 2018 |
| Transfer Doc | 0011500205 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 18, 2018 |
| Property Address | 498 VALLEY RD, TOCCOA, GA 30577-6343 |
| Document Number | 0011500205 |
| Book / Page | 001150 / 000205 |
| Instrument Date | May 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 VALLEY RD TOCCOA GA 305776343, TOCCOA, GA 30577-6343 |
| Document Number | 11500203 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 001150/000203 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | SENECA, SC 29672 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 17, 2038 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+311.67%) | $56,649 (+31.88%) Land $5,862 Building $50,787 | $141,624 (+31.88%) Land $14,656 Building $126,968 |
| 2023 | $480.00 (-66.74%) Homeowner's exemption | $42,956 (+5.22%) Land $5,862 Building $37,094 | $107,392 (+5.23%) Land $14,656 Building $92,736 |
| 2022 | $1,443.00 Homeowner's exemption | $40,823 Land $5,862 Building $34,961 | $102,059 Land $14,656 Building $87,403 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 44% of the US · above 39% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| TruVista Communications | Cable | 500 / 50 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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