Stephens County property record for 457 Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 1969 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2023) |
| Tax Bill | $2,586 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T35 142 |
| Primary APN | T35 142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Gentle Slope |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 767700 |
|---|---|
| Street Address | 457 VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 19 CLEARVIEW S/D |
| Legal Subdivision | CLEARVIEW |
| Legal Lot Number | 19 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970102 |
Source: Stephens County assessment roll, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 457 VALLEY RD, TOCCOA, GA 30577-6344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer |
| Feb 17, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP |
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | Jul 3, 2002 |
| Deed Document Number | 2023171 |
| Deed Book / Page | 1322 / 49 |
| Prior Transfer Date | Feb 17, 2023 |
| Prior Transfer Doc | 0013220067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 17, 2023 |
| Property Address | 457 VALLEY RD, TOCCOA, GA 30577-6344 |
| Document Number | 0013220067 |
| Book / Page | 1322 / 67 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-000172 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 457 VALLEY RD, TOCCOA, GA 30577-6344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 17, 2023 |
| Property Address | 457 VALLEY RD, TOCCOA, GA 30577-6344 |
| Document Number | 0013220049 |
| Book / Page | 1322 / 49 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-000171 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25, DAWSONVILLE, GA 30534-0001 |
| Document Number | 2023000185 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023000185 |
| Name | MORTGAGE INVESTORS GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 2, 2020 |
| Property Address | 457 VALLEY RD, TOCCOA, GA 30577-6344 |
| Document Number | 0012140485 |
| Book / Page | 001214 / 000485 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 457 VALLEY RD TOCCOA GA 305776344, TOCCOA, GA 30577-6344 |
| Document Number | 12140487 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 001214/000487 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,586.00 (+32.75%) Homeowner's exemption | $90,175 (+63.7%) Land $6,107 Building $84,068 | $225,438 (+63.7%) Land $15,268 Building $210,170 |
| 2023 | $1,948.00 (+28.84%) Homeowner's exemption | $55,087 (+28.84%) Land $6,107 Building $48,980 | $137,718 (+28.84%) Land $15,268 Building $122,450 |
| 2022 | $1,512.00 Homeowner's exemption | $42,757 Land $6,074 Building $36,683 | $106,893 Land $15,186 Building $91,707 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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