Stephens County property record for 431 Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,336 sqft · built 1957 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,080 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T35 143 |
| Primary APN | T35 143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Heated Area |
| Basement Area | 476 sqft |
| Finished Basement | 476 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 293 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 767650 |
|---|---|
| Street Address | 431 VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 18 CLEARVIEW S/D |
| Legal Subdivision | CLEARVIEW |
| Legal Lot Number | 18 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970102 |
Source: Stephens County records · APN T35 143
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 VALLEY RD, TOCCOA, GA 30577-6344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2002 |
| Deed Sale | Mar 18, 2002 |
| Deed Document Number | 0000054517 |
| Record Updated | Jun 08, 2026 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (+94.59%) Homeowner's exemption Senior Citizen's exemption | $71,783 (+59.3%) Land $5,690 Building $66,093 | $179,458 (+59.3%) Land $14,225 Building $165,233 |
| 2023 | $555.00 (-63.37%) Homeowner's exemption | $45,061 (+5.19%) Land $5,690 Building $39,371 | $112,653 (+5.2%) Land $14,225 Building $98,428 |
| 2022 | $1,515.00 Homeowner's exemption | $42,836 Land $5,690 Building $37,146 | $107,089 Land $14,225 Building $92,864 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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