498 Simon Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 498 Simon Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,220 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on File
Tax Bill	$10,886 (2024)
Deeds & Mortgages	Mar 2021 Sale Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-011-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-011-002.000-018`
Alternative APN	`1709340011002000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	4,614 sqft
1st Floor Area	3,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	1,394 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	498 SIMON DR
City	CARMEL
State	IN
Zip	46032-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .13, SECTION 34, TOWNSHIP 18, RANGE 3, THE HAMLET AT JACKSONS GRANT, SECTION 1, LOT 2, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	34
Legal Subdivision	THE HAMLET AT JACKSONS GRANT SECTION 1
Legal Lot Number	2
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3023
Census Tract	111009

Owner

498 Simon Dr is owner-occupied and held in a trust since March 2021.

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	498 SIMON DR, CARMEL, IN 46032-6327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 15, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA
Jul 27, 2018	Correction Deed · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 15, 2017	Warranty Deed, Transfer · Commercial Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021
Deed Sale	Mar 25, 2021
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	202123270
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	0000034313
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 25, 2021
Property Address	498 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000023270
Instrument Date	Mar 23, 2021
Instrument	2021023270
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	498 SIMON DR, CARMEL, IN 46032-6327

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	498 SIMON DR, CARMEL, IN 46032-6327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006197
Date	Feb 4, 2020
Instrument	2020006197

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 15, 2019
Property Address	498 SIMON DR, CARMEL, IN 46032-6327
Document Number	2019001653
Instrument Date	Jan 11, 2019
Instrument	2019001653
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 SIMON DR, CARMEL, IN 46032-6327

Mortgage

Document Number	2019001654
Date	Jan 15, 2019
Instrument	2019001654

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 27, 2018
Property Address	498 SIMON DR, CARMEL, IN 46032-6327
Document Number	2018034313
Map Reference	MB5 PG715
Instrument Date	Jul 26, 2018
Instrument	2018034313
Record Updated	Oct 22, 2021
Title Company	HAMILTON NATIONAL TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 SIMON DR, CARMEL, IN 46032-6327

Mortgage

Document Number	2018034314
Date	Jul 27, 2018
Instrument	2018034314

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 15, 2017
Property Address	498 SIMON DR, CARMEL, IN 46032-6327
Document Number	2017061640
Map Reference	MB5 PG715
Instrument Date	Dec 7, 2017
Instrument	2017061640
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 LISBORN DR, CARMEL, IN 46033-2200

Mortgage

Document Number	0000061641
Date	Dec 15, 2017
Instrument	2017061641

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$991,000 Land $180,200 Building $810,800	$991,000 Land $180,200 Building $810,800
2024	$10,886.00 (+10.24%)
2023	$9,875.00 (+18.26%) Homeowner's exemption	$865,600 (+19.1%) Land $180,200 Building $685,400	$865,600 (+19.1%) Land $180,200 Building $685,400
2022	$8,350.00 Homeowner's exemption	$726,800 Land $103,500 Building $623,300	$726,800 Land $103,500 Building $623,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Simon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Simon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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