485 Simon Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 485 Simon Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,318 sqft · built 2021
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$997,000 (Feb 2022)
Tax Bill	$12,502 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-011-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-011-012.000-018`
Alternative APN	`1709340011012000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,318 sqft Living Area
Gross Area	3,838 sqft
Basement Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	485 SIMON DR
City	CARMEL
State	IN
Zip	46032-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .10, SECTION 34, TOWNSHIP 18, RANGE 3, THE HAMLET AT JACKSONS GRANT, SECTION 1, LOT 12
Legal Range	03
Legal Township	18
Legal Section	34
Legal Subdivision	THE HAMLET AT JACKSONS GRANT SECTION 1
Legal Lot Number	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	111009

Owner

485 Simon Dr is owner-occupied and held in a trust since February 2022.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	485 SIMON DR, CARMEL, IN 46032-6327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2022	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Feb 1, 2022	Warranty Deed, Transfer INDIANA HOME TITLE LLC, INDIANA HOME TITLE
Mar 3, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	20225409
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 28, 2026
Property Address	485 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000044541
Instrument Date	Sep 28, 2026
Instrument	202644541
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	485 SIMON DR, CARMEL, IN 46032-6327

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	485 SIMON DR, CARMEL, IN 46032-6327
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016102
Date	Mar 29, 2022
Instrument	2022016102

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.44%
Index	12-Month MTA
Max Rate	7.44%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 1, 2022
Property Address	485 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000005409
Instrument Date	Jan 31, 2022
Instrument	2022005409
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14588 JAYTEE DR, CARMEL, IN 46033-8405

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 3, 2021
Property Address	485 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000017009
Instrument Date	Mar 3, 2021
Instrument	2021017009
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 LISBORN DR, CARMEL, IN 46033-2200

Mortgage

Document Number	0000017010
Date	Mar 3, 2021
Instrument	2021017010

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 3, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 485 Simon Dr was $12,502, up 3.4% from the year before.

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,502.00 (+3.42%)	$1,119,500 Land $200,500 Building $919,000	$1,119,500 Land $200,500 Building $919,000
2024	$12,088.00 (+8.41%)
2023	$11,150.00 (+47.49%) Homeowner's exemption	$974,900 (+47.62%) Land $200,500 Building $774,400	$974,900 (+47.62%) Land $200,500 Building $774,400
2022	$7,560.00	$660,400 Land $115,200 Building $545,200	$660,400 Land $115,200 Building $545,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Simon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Simon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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