482 Simon Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 482 Simon Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,695 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Oct 2023)
Tax Bill	$9,818 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-011-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-011-006.000-018`
Alternative APN	`1709340011006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340011006000
Street Address	482 SIMON DR
City	CARMEL
State	IN
Zip	46032-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .13, SECTION 34, TOWNSHIP 18, RANGE 3, THE HAMLET AT JACKSONS GRANT, SECTION 1, LOT 6, IRREGULAR SHAPE
Legal Subdivision	HAMLET/JACKSONS GRANT SEC 1
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3023
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	482 SIMON DR, CARMEL, IN 46032-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Jul 14, 2020	Grant Deed, Transfer TITLE LINKS
Oct 23, 2018	Trustee's Deed, Construction Loan · Line of Credit CENTIER BK
Dec 6, 2018	Trustee's Deed, Construction Loan · Line of Credit CENTIER BK
Dec 6, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2023038423
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 5, 2023
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000038423
Map Reference	DOC 2017040894
Instrument Date	Oct 3, 2023
Instrument	2023038423
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SIMON DR, CARMEL, IN 46032-6327

Mortgage

Document Number	0000038424
Date	Oct 5, 2023
Instrument	2023038424

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Margin	3
Max Rate	11.7%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056969
Date	Aug 24, 2020
Instrument	2020056969

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2045

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 14, 2020
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Document Number	0000044856
Instrument Date	Jul 13, 2020
Instrument	44856
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	TITLE LINKS

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	482 SIMON DR CARMEL IN 460326327, CARMEL, IN 46032-6327

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 23, 2018
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Instrument Date	Oct 16, 2018
Instrument	50185
Transaction Type	Construction Loan
Record Updated	Jan 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4631 LISBORN DR CARMEL IN 460332200, CARMEL, IN 46033-2200

Mortgage

Document Number	0000050185
Date	Oct 23, 2018
Instrument	50185

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2019

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 6, 2018
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Instrument Date	Oct 16, 2018
Instrument	56812
Transaction Type	Construction Loan
Record Updated	Dec 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4631 LISBORN DR CARMEL IN 460332200, CARMEL, IN 46033-2200

Mortgage

Document Number	0000056812
Date	Dec 6, 2018
Instrument	56812

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2019

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 6, 2018
Property Address	482 SIMON DR, CARMEL, IN 46032-6327
Document Number	2018056811
Instrument Date	Oct 16, 2018
Instrument	2018056811
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 LISBORN DR, CARMEL, IN 46033-2200
Investor	Possibly a Property Investor

Mortgage

Document Number	2018056812
Date	Dec 6, 2018
Instrument	2018056812

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Oct 16, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$914,100 (+8.23%) Land $180,200 Building $733,900	$914,100 (+8.23%) Land $180,200 Building $733,900
2024	$9,818.00 (+1.95%)
2023	$9,630.00 (+20.38%) Homeowner's exemption	$844,600 (+21.16%) Land $180,200 Building $664,400	$844,600 (+21.16%) Land $180,200 Building $664,400
2022	$8,000.00 (-1.68%) Homeowner's exemption	$697,100 Land $103,500 Building $593,600	$697,100 Land $103,500 Building $593,600
2021	$8,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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