San Mateo County property record for 220 Palmetto Ave, Pacifica, CA 94044
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,281 sqft · built 1985 |
| Lot Size | 2.96 acres (129,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Sep 2022) |
| Tax Bill | $15,220 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-220-010 |
| Primary APN | 115-220-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 13 Units |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 129,367 sqft |
| View / Lot | End Unit |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 220 PALMETTO AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-1374 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 1 PACIFIC VIEW VILLAS 88075529 |
| Legal Subdivision | PACIFIC VIEW VILLAS |
| Legal Lot Number | A |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 602900 |
Source: San Mateo County assessment roll, APN 115-220-010, as of July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3402 VALLEY VISTA DR, SAN JOSE, CA 95148-2175 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY |
| Dec 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Sep 29, 2022 | Re-recorded Document NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Sep 29, 2022 | Grant Deed, Construction Loan · Construction Mortgage CONVENTUS LLC |
| May 21, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Prior Sale | May 21, 2019 · Amount on Record |
| Deed Document Number | 202270504 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0000070503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000055987 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-055987 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Oct 08, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000083736 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2022-083736 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 29, 2022 |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000070503 |
| Map Reference | MB 59 PG 69&70 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-070503 |
| Record Updated | Oct 20, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 909 MITCHELL ST, GILMER, TX 75644-3409 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 29, 2022 |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000070504 |
| Map Reference | MB 59 PG 69&70 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-070504 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 20, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3402 VALLEY VISTA DR, SAN JOSE, CA 95148-2175 |
| Document Number | 0000070505 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-070505 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 21, 2019 |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000037871 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 37871 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $393.25 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 802 N HAMIL BLVD BIG SANDY TX 757552014, BIG SANDY, TX 75755-2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 220 PALMETTO AVE, PACIFICA, CA 94044-1374 |
| Document Number | 0000031150 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2017 |
| Name | Verified Name |
|---|---|
| Address | 220 PALMETTO AVE PACIFICA CA 940441374, PACIFICA, CA 94044-1374 |
| Document Number | 0000031150 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 31150 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | CALABASAS, CA 91372-9810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Mateo County assessment roll as of July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061,207 (+2%) Land $318,362 Building $742,845 | ||
| 2025 | $15,220.00 (+15.05%) | $1,040,400 (+51.37%) Land $312,120 Building $728,280 | |
| 2023 | $13,229.00 (+32.07%) | $687,324 Land $206,196 Building $481,128 | $870,120 |
| 2022 | $10,017.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816029001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1989–2021) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 678 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system CA4110025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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