498 Main St E, Clarks Grove, MN 56016 Property Records

Freeborn County property record for 498 Main St E, Clarks Grove, MN 56016

Property Summary

Property Type	Commercial
Details	built 1978
Lot Size	5.69 acres (247,856 sqft)
Owner	Company Name on Record
Last Sale	$512,858 (May 2021)
Tax Bill	$9,472 (2026)
Deeds & Mortgages	Dec 2017 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.014.0142`

Property Details

APN / Parcel Number

Primary APN	`22.014.0142`

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	247,856 sqft (5.69 acres)

Location & Zoning

Street Address	498 MAIN ST E
City	CLARKS GROVE
State	MN
Zip	56016-4145
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-35 TWP-104 RANGE-021 CLARKS GROVE CITY 5.69 AC REV DESC NO. 2192 PT SE1/4 35-104-21 5.69 ACRES CITY OF CLARKS GROVE
Legal Range	21
Legal Township	104
Legal Section	35
Legal Subdivision	CLARKS GROVE CITY
Jurisdiction	FREEBORN MN
Township / Civil Division	CLARKS GROVE
Census Block Group	1
Census Block	1086
Census Tract	180200

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 160, GRANITE FALLS, MN 56241-0160
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRODUCE STATE BANK
May 13, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED PRAIRE BANK
May 13, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	2021548746
Prior Transfer Date	Mar 28, 2021
Prior Transfer Doc	000A548744
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	498 MAIN ST E, CLARKS GROVE, MN 56016-4145
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A530559
Date	Dec 27, 2017
Instrument	A530559

Lender

Name	PRODUCE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2023

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 13, 2021
Property Address	498 MAIN ST E, CLARKS GROVE, MN 56016-4145
Document Number	000A548746
Instrument Date	Apr 5, 2021
Instrument	A548746
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$1,692.43
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 191, AVON, MN 56310-0191

Mortgage

Document Number	000A548747
Date	May 13, 2021
Instrument	A548747

Lender

Name	UNITED PRAIRE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREEBORN MN
Recording Date	May 13, 2021
Property Address	498 MAIN ST E, CLARKS GROVE, MN 56016-4145
Document Number	000A548744
Map Reference	DOC 369256
Instrument Date	Mar 28, 2021
Instrument	A548744
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 N STAR LN, HARTLAND, MN 56042-9784

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Clarks Grove City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,472.00	$381,400 (+48.81%) Land $85,400 Building $296,000	$381,400 (+48.81%) Land $85,400 Building $296,000
2025	$9,472.00 (+48.84%)
2023	$6,364.00 (+4.74%)	$256,300 Land $85,400 Building $170,900	$256,300 Land $85,400 Building $170,900
2020	$6,076.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clarks Grove serves 695 people · EPA ID MN1240005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.57 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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