304 Main St E, Clarks Grove, MN 56016 Property Records

Freeborn County property record for 304 Main St E, Clarks Grove, MN 56016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,316 sqft · built 1920
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on Record
Tax Bill	$1,038 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18.035.0140`

Property Details

APN / Parcel Number

Primary APN	`18.035.0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	1,436 sqft
Basement Area	638 sqft
Finished Basement	638 sqft
Unfinished Basement	2,256 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Detached
Garage Area	616 sqft
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	304 MAIN ST E
City	CLARKS GROVE
State	MN
Zip	56016-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-104 RANGE-021 3.12 AC REV DESC NO 2794 PT SE1/4 SW1/4 35-104-21 3.12 ACRES
Legal Range	21
Legal Township	104
Legal Section	35
Legal Subdivision	SE4SW4SEC35T104NR21W
Jurisdiction	FREEBORN MN
Township / Civil Division	CLARKS GROVE
Census Block Group	1
Census Block	1085
Census Tract	180200

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 MAIN ST E, CLARKS GROVE, MN 56016-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	304 MAIN ST E, CLARKS GROVE, MN 56016-4149
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A536977
Date	Apr 5, 2019
Instrument	A536977

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Clarks Grove City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,038.00 Homeowner's exemption Veteran's exemption	$394,500 (+14.38%) Land $64,200 Building $330,300	$394,500 (+14.38%) Land $64,200 Building $330,300
2025	$1,038.00 (-48.77%)
2023	$2,026.00 (+102.2%) Homeowner's exemption Veteran's exemption	$344,900 Land $64,200 Building $280,700	$344,900 Land $64,200 Building $280,700
2020	$1,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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