224 Main St E, Clarks Grove, MN 56016 Property Records

Freeborn County property record for 224 Main St E, Clarks Grove, MN 56016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1920
Lot Size	0.32 acres (14,056 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Dec 2020)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.007.0250`

Property Details

APN / Parcel Number

Primary APN	`22.007.0250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,056 sqft (0.32 acres)
Lot Dimensions	251 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 MAIN ST E
City	CLARKS GROVE
State	MN
Zip	56016-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKS GROVE CITY LOT 24 BLK G
Legal Subdivision	CLARKS GROVE CITY
Legal Block	G
Legal Lot Number	24
Jurisdiction	FREEBORN MN
Township / Civil Division	CLARKS GROVE
Census Block Group	1
Census Block	1084
Census Tract	180200

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4, CLARKS GROVE, MN 56016-0004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Dec 10, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2020V1195175
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	224 MAIN ST E, CLARKS GROVE, MN 56016-7714
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A546083
Date	Dec 16, 2020
Instrument	A546083

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	224 MAIN ST E, CLARKS GROVE, MN 56016-7714
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A539637
Date	Oct 11, 2019
Instrument	A539637

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Dec 10, 2020
Property Address	224 MAIN ST E, CLARKS GROVE, MN 56016-7714
Document Number	CRV1195175
Instrument Date	Dec 10, 2020
Instrument	CRV1195175
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 HONEY LOCUST DR, 1308, NORTHFIELD, MN 55057-3199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 MAIN ST E, CLARKS GROVE, MN 56016-7714

Mortgage

Document Number	000A546082
Date	Dec 16, 2020
Instrument	A546082

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Clarks Grove City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (+19.02%) Land $21,900 Building $122,000	$143,900 (+19.02%) Land $21,900 Building $122,000
2025	$1,556.00 (+18.06%)
2023	$1,318.00 (+59.18%) Homeowner's exemption	$120,900 Land $16,800 Building $104,100	$120,900 Land $16,800 Building $104,100
2020	$828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clarks Grove serves 695 people · EPA ID MN1240005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.57 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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