Greene County and Cairo Town property record for 498 Main St, Cairo, NY 12413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,058 sqft · built 1930 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jun 2023) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 773251-9151 |
| Primary APN | 773251-9151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 1,029 sqft |
| 2nd Floor Area | 1,029 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 160 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 631921-5986 |
|---|---|
| Street Address | 498 MAIN ST |
| City | CAIRO |
| State | NY |
| Zip | 12413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 19.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 80502 |
Source: Greene County and Cairo Town records · APN 773251-9151
Assessment roll updated April 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1263, CAIRO, NY 12413-1263 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Feb 11, 2021 | Quit Claim Deed, Transfer |
| Oct 25, 2017 | Grant Deed, Transfer |
| Apr 21, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2021 · Amount on Record |
| Deed Document Number | 20231506 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Jun 21, 2023 |
| Property Address | 498 MAIN ST, CAIRO, NY 12413 |
| Document Number | 0D20231506 |
| Instrument Date | Jun 14, 2023 |
| Instrument | D2023-1506 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 GREEN LAKE RD, CATSKILL, NY 12414-6273 |
| Document Number | 0M20231535 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | M2023-1535 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Feb 11, 2021 |
| Property Address | 498 MAIN ST, CAIRO, NY 12413 |
| Document Number | 00D2021463 |
| Instrument Date | Dec 14, 2020 |
| Instrument | D2021-463 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 HESTER ST APT 9, 9, NEW YORK, NY 10013-5527 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Oct 25, 2017 |
| Property Address | 498 MAIN ST, CAIRO, NY 12413 |
| Document Number | 0000002534 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 2534 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 MAIN ST #201B FLUSHING NY 11355, 201B, FLUSHING, NY 11355 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Apr 21, 2017 |
| Property Address | 498 MAIN ST, CAIRO, NY 12413 |
| Document Number | 0000000884 |
| Instrument Date | Apr 04, 2017 |
| Instrument | 884 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946 |
| Investor | Possibly a Property Investor |
Source: Greene County and Cairo Town records · Assessment roll updated April 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,520.00 | $78,800 (-) Land $9,300 Building $69,500 | $225,100 (+16.26%) Land $26,566 Building $198,534 |
| 2023 | $78,800 (-) Land $9,300 Building $69,500 | $193,612 (+25.06%) Land $22,850 Building $170,762 | |
| 2022 | $78,800 Land $9,300 Building $69,500 | $154,813 Land $18,271 Building $136,542 |
Source: FEMA National Flood Hazard Layer as of June 2, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1980–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
Based on FCC filings for 120 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAIRO WATER DISTRICT serves 1,400 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.56 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Failure to filter resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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