491 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 491 Main St, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1907
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jan 2021)
Tax Bill	$7,147 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`822-181`

Property Details

APN / Parcel Number

Primary APN	`822-181`
Alternative APNs	`240010100900010220000000` `192400 101.09-1-22`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,466 sqft Living Area
1st Floor Area	697 sqft
2nd Floor Area	769 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	822-181
Street Address	491 MAIN ST
City	CAIRO
State	NY
Zip	12413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3016
Census Tract	80502

Owner

Source: Greene County and Cairo Town records · APN 822-181

Assessment roll updated April 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 74, CAIRO, NY 12413-0074
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021129
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Jan 11, 2021
Property Address	491 MAIN ST, CAIRO, NY 12413
Document Number	0000000129
Instrument Date	Jan 05, 2021
Instrument	129
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8691 15TH AVE BROOKLYN NY 112283716, BROOKLYN, NY 11228-3716

Tax Assessment & Valuation

Source: Greene County and Cairo Town records · Assessment roll updated April 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,147.00	$160,000 (-) Land $18,800 Building $141,200	$457,100 (+16.27%) Land $53,709 Building $403,391
2023		$160,000 Land $18,800 Building $141,200	$393,120 Land $46,192 Building $346,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (36039C), updated June 2, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360390805023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 120 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CAIRO WATER DISTRICT serves 1,400 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.56 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.