489 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 489 Main St, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,695 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Oct 2019)
Tax Bill$3,350 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (minimal risk)
APN665-190

Property Details

APN / Parcel Number

Primary APN665-190
Alternative APNs
  • 240010100900010030000000
  • 192400 101.09-1-3

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,695 sqft Living Area
1st Floor Area1,068 sqft
2nd Floor Area222 sqft
Upper Floors Area405 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 25 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area212 sqft
Canopy108 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number665-190
Street Address489 MAIN ST
CityCAIRO
StateNY
Zip12413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionROAD HAINES ZEH ZEH
Legal Block1
Legal Lot Number3.000
JurisdictionGREENE NY
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3016
Census Tract80502

Owner

Source: Greene County and Cairo Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address489 MAIN ST, CAIRO, NY 12413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Deed Book / Page2019 / 2209
Record UpdatedJun 8, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGREENE NY
Recording DateOct 2, 2019
Property Address489 MAIN ST, CAIRO, NY 12413
Document Number0000002209
Instrument DateSep 30, 2019
Instrument2209
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 BROSS ST #16 CAIRO NY 124133189, 16, CAIRO, NY 12413-3189

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCairo Town
Unified School DistrictCairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,350.00$75,000 (-) Land $7,400 Building $67,600$214,300 (+16.29%) Land $21,144 Building $193,156
2023$75,000 Land $7,400 Building $67,600$184,275 Land $18,182 Building $166,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1980–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO WATER DISTRICT
serves 1,400 people · EPA ID NY1900025
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2025
Lead3 ppb (2023–2025)
action level 15 ppb
Copper1.56 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

Nearby Streets

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