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498 Low Gap Rd, Sparta, TN 38583 Property Records

White County property record for 498 Low Gap Rd, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,528 sqft · built 2016
Lot Size0.573 acres (25,000 sqft)
OwnerIndividual Name on Record
Last Sale$285,900 (Feb 2026)
Tax Bill$970 (2025)
Deeds & MortgagesFeb 2026 Sale
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093057P A 01200

Property Details

APN / Parcel Number

Primary APN093057P A 01200
Alternative APN
  • 057P A 01200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft

Exterior

Year BuiltBuilt 2016
Exterior MaterialSiding
Lot Area25,000 sqft (0.573 acres)
Lot Dimensions250 ft deep x 100 ft wide
Garage TypeUnfinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address498 LOW GAP RD
CitySPARTA
StateTN
Zip38583-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: GREEN MTS. S/D; LOT: 12
Legal SubdivisionGREEN MTS. S/D
Legal Lot Number12
JurisdictionWHITE TN
Township / Civil Division4
Census Block Group2
Census Block2061
Census Tract935000

Owner

Source: White County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address498 LOW GAP RD, SPARTA, TN 38583-3310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Warranty Deed, Transfer
UNKNOWN, LEDBETTER TITLE COMPANY LLC
Sep 22, 2017Warranty Deed, Transfer
DEPARTMENT OF HSNG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Prior SaleJun 24, 2025 · Amount on Record
Deed Document Number26000466
Deed Book / PageRB593 / 215
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateFeb 3, 2026
Property Address498 LOW GAP RD, SPARTA, TN 38583-3310
Document Number0RB593/215
Book / PageRB593 / 215
Map ReferenceMB 1 PG 157 SL 79
Instrument DateJan 27, 2026
Instrument26000466
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyUNKNOWN, LEDBETTER TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 LOW GAP RD, SPARTA, TN 38583-3310

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateSep 22, 2017
Property Address498 LOW GAP RD, SPARTA, TN 38583-3310
Document Number0000003185
Book / Page000403 / 000583
Instrument DateSep 13, 2017
Instrument3185
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address498 LOW GAP RD SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number3186
DateSep 22, 2017
Book Page000403/000585
Instrument3186
Lender
NameDEPARTMENT OF HSNG SVCS
AddressSAINT LOUIS, MO 63166
Agreement
AmountAmount Recorded
Term396 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 (+20.8%)$68,775 (+75.56%) Land $3,750 Building $65,025$275,100 (+75.56%) Land $15,000 Building $260,100
2023$39,175 Land $2,500 Building $36,675
2021$803.00
2020$156,700 Land $10,000 Building $146,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBON DE CROFT UTILITY DISTRICT
serves 4,577 people · EPA ID TN0000653
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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