260 Low Gap Rd, Sparta, TN 38583 Property Records

White County property record for 260 Low Gap Rd, Sparta, TN 38583

Property Summary

Property Type	Rural Home
Details	2 ba · 1,528 sqft · built 1998
Lot Size	34.9 acres (1,520,244 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Mar 2009)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093057 02807`

Property Details

APN / Parcel Number

Primary APN	`093057 02807`
Alternative APN	`057 02807`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,520,244 sqft (34.9 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	364 sqft
Shed	1 Shed
Shed Area	2,400 sqft
Pole Barn	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	260 LOW GAP RD
City	SPARTA
State	TN
Zip	38583-3310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2
Legal Subdivision	RICHARD L MACKIE & CHARLES BUM
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2060
Census Tract	935000

Owner

260 Low Gap Rd, a rural home, is owned and occupied by two individuals who bought it in March 2009.

Source: White County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 LOW GAP RD, SPARTA, TN 38583-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Grant Deed, Transfer · FHA Mortgage NTFN
Dec 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2009 · Amount on File
Deed Sale	Mar 17, 2009 · Amount on File
Deed Document Number	0000263001
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE TN
Recording Date	Jul 16, 2019
Property Address	260 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000002492
Book / Page	000437 / 000272
Instrument Date	Jul 15, 2019
Instrument	2492
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 WALKER COVE RD SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	2493
Date	Jul 16, 2019
Book Page	000437/000274
Instrument	2493

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Dec 4, 2018
Property Address	260 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000004080
Book / Page	000425 / 000724
Instrument Date	Dec 3, 2018
Instrument	4080
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$62.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 LOW GAP RD SPARTA TN 385833310, SPARTA, TN 38583-3310

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 12, 2018
Property Address	260 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000001906
Book / Page	000416 / 000699
Instrument Date	Jun 11, 2018
Instrument	1906
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$44.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E GAY RD #LOWR SPARTA TN 38583, SPARTA, TN 38583

Tax Assessment & Valuation

The 2025 property tax bill for 260 Low Gap Rd was $1,230 with an additional exemption.

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 Additional exemption filed	$87,200 Land $14,525 Building $72,675	$590,000 Land $299,300 Building $290,700
2023		$50,700 Land $10,450 Building $40,250
2021	$1,039.00
2020			$305,400 Land $144,400 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Low Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Low Gap Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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