450 Low Gap Rd, Sparta, TN 38583 Property Records

White County property record for 450 Low Gap Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,740 sqft · built 2007
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Apr 2025)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`093057P A 00900`

Property Details

APN / Parcel Number

Primary APN	`093057P A 00900`
Alternative APN	`057P A 00900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,740 sqft Living Area
1st Floor Area	2,740 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Lot Area	74,923 sqft (1.72 acres)
Lot Dimensions	255 ft deep x 191 ft wide
Garage Type	Mixed
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	450 LOW GAP RD
City	SPARTA
State	TN
Zip	38583-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: GREEN MTS. S/D; LOT: 9
Legal Subdivision	GREEN MTS. S/D
Legal Lot Number	9,10
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2061
Census Tract	935000

Owner

Source: White County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2025	Intrafamily Transfer, Transfer
Sep 18, 2025	Intrafamily Transfer, Transfer
Jan 14, 2020	Warranty Deed, Transfer FIRST NATIONAL BANK OF TENNESSEE
Sep 4, 2018	Warranty Deed, Transfer · Conventional with PMI SEBONIC FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	20251168
Deed Book / Page	571 / 576
Last Transfer Date	Sep 24, 2025
Transfer Doc	0RB583/263
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	May 26, 2026
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000002369
Book / Page	602 / 96
Instrument Date	May 26, 2026
Instrument	20262369
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 LOW GAP RD, SPARTA, TN 38583-3310

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	May 26, 2026
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000002368
Book / Page	602 / 93
Instrument Date	May 26, 2026
Instrument	20262368
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 LOW GAP RD, SPARTA, TN 38583-3310

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Sep 24, 2025
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0RB583/263
Book / Page	RB583 / 263
Map Reference	MB 1 PG 157
Instrument Date	Sep 24, 2025
Instrument	25003599
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 LOW GAP RD, SPARTA, TN 38583-3310

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Sep 18, 2025
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0RB582/930
Book / Page	RB582 / 930
Map Reference	MB 1 PG 157
Instrument Date	Sep 18, 2025
Instrument	25003531
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 LOW GAP RD, SPARTA, TN 38583-3310

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 14, 2020
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0RB447/886
Book / Page	RB447 / 886
Map Reference	MB 1 PG 157
Instrument Date	Jan 9, 2020
Instrument	20000167
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LOW GAP RD, SPARTA, TN 38583-3310

Mortgage

Document Number	0020000168
Date	Jan 14, 2020
Instrument	20000168

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 4, 2018
Property Address	450 LOW GAP RD, SPARTA, TN 38583-3310
Document Number	0000003001
Book / Page	000421 / 000465
Instrument Date	Aug 30, 2018
Instrument	3001
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 LOW GAP RD SPARTA TN 385833310, SPARTA, TN 38583-3310

Mortgage

Document Number	3002
Date	Sep 4, 2018
Book Page	000421/000467
Instrument	3002

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (+22.92%)	$121,700 (+78.77%) Land $9,025 Building $112,675	$486,800 (+78.77%) Land $36,100 Building $450,700
2024	$1,396.00	$68,075 (-) Land $6,025 Building $62,050
2023		$68,075 Land $6,025 Building $62,050
2021	$1,396.00
2020			$272,300 Land $24,100 Building $248,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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