498 Hobnail Ct, Frederick, MD 21703 Property Records

Frederick County property record for 498 Hobnail Ct, Frederick, MD 21703 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Architecture Style	Split Level
Year Built	Built 1979
Square Footage	1,560 sqft Living Area
Lot Size	9,030 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2021)
Tax Bill	$5,608.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-090848`
Alternative APNs	`2090848` `090848`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,560 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	9,030 sqft (0.207 acres)
Deck Area	168 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	090848
Street Address	498 HOBNAIL CT
City	FREDERICK
State	MD
Zip	21703-6017
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 26 BLK B SECT 3 9030 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Block	B
Legal Lot Number	26
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	3
Census Block	3001
Census Tract	750506

Owner

Source: Frederick County records · APN 02-090848

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	498 HOBNAIL CT, FREDERICK, MD 21703-6017
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jan 08, 2014 · Amount on Record
Deed Book / Page	15018 / 28
Prior Transfer Date	Aug 18, 2016
Prior Transfer Doc	0113580001
Record Refreshed	Jun 08, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	498 HOBNAIL CT, FREDERICK, MD 21703-6017
Document Number	0150180028
Book / Page	15018 / 28
Map Reference	MB 15 FO 7
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	498 HOBNAIL CT, FREDERICK, MD 21703-6017

Mortgage

Document Number	1501837
Date	Jun 24, 2021
Instrument	15018/37

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,608.00 (+9.6%)	$302,400 (+22.73%) Land $119,000 Building $183,400	$302,400 (-) Land $119,000 Building $183,400
2024	$5,117.00 (+13.28%)
2023	$4,517.00	$246,400	$302,400 Land $119,000 Building $183,400

Flood & Wildfire

498 Hobnail Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.