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497 Hobnail Ct, Frederick, MD 21703 Property Records

Frederick County property record for 497 Hobnail Ct, Frederick, MD 21703 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1977
Square Footage1,576 sqft Living Area
Lot Size8,625 sqft (0.198 acres)
GarageAttached, 264 sqft
OccupancyOwner Occupied
Last Sale$361,000 (2021)
Tax Bill$4,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-090678
Alternative APNs
  • 2090678
  • 090678

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,576 sqft Living Area
Gross Area1,840 sqft Gross Area
1st Floor1,056 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Level Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area264 sqft Garage
Deck Area270 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number090678
Street Address497 HOBNAIL CT
CityFREDERICK
StateMD
Zip21703-6017
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK B SECT 3 8625 SQ FT HILLCREST ORCHARDS
Legal SubdivisionHILLCREST ORCHARDS
Legal BlockB
Legal Lot Number15
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup3
Census Block3001
Census Tract750506

Owner

Source: Frederick County records · APN 02-090678

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address497 HOBNAIL CT, FREDERICK, MD 21703-6017
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed, Transfer · Conventional Mortgage
AMERIS BANK
Jan 17, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleJan 17, 2020 · Amount on Record
Deed Book / Page15191 / 285
Record RefreshedJun 08, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 12, 2021
Property Address497 HOBNAIL CT, FREDERICK, MD 21703-6017
Document Number0151910285
Book / Page15191 / 285
Map ReferenceMB 15 PL 7
Instrument DateApr 28, 2021
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyEASTERN TITLE AND SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$902.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address497 HOBNAIL CT, FREDERICK, MD 21703-6017

Mortgage

Document Number15191294
DateAug 12, 2021
Instrument15191/294
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 01, 2051

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 17, 2020
Property Address497 HOBNAIL CT, FREDERICK, MD 21703-6017
Document Number0134720032
Book / Page13472 / 0032
Map ReferenceMB 15 PL 7
Instrument DateDec 31, 2019
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address497 HOBNAIL CT, FREDERICK, MD 21703-6017

Mortgage

Document Number134720038
DateJan 17, 2020
Instrument13472/0038
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,903.00 (+12.4%) Homeowner's exemption$343,200 (+29.54%) Land $118,600 Building $224,600$343,200 (-) Land $118,600 Building $224,600
2023$4,362.00 Homeowner's exemption$264,933$343,200 Land $118,600 Building $224,600

Flood & Wildfire

497 Hobnail Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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