Frederick County property record for 492 Hobnail Ct, Frederick, MD 21703 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,482 sqft · built 1979 |
| Lot Size | 0.178 acres (7,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2017) |
| Tax Bill | $6,358 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-090805 |
| Primary APN | 02-090805 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 982 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,756 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 090805 |
|---|---|
| Street Address | 492 HOBNAIL CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BLK B SECT 3 7756 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Block | B |
| Legal Lot Number | 23 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-090805
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 492 HOBNAIL CT, FREDERICK, MD 21703-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 20, 2017 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Mar 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Jan 16, 2008 |
| Deed Document Number | 201712193-0223 |
| Deed Book / Page | 12193 / 223 |
| Prior Transfer Date | Mar 08, 2017 |
| Prior Transfer Doc | 0117210486 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 492 HOBNAIL CT, FREDERICK, MD 21703-6017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0159880281 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 15988/281 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 492 HOBNAIL CT, FREDERICK, MD 21703-6017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0133010338 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 13301/0338 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 20, 2017 |
| Property Address | 492 HOBNAIL CT, FREDERICK, MD 21703-6017 |
| Document Number | 0121930223 |
| Book / Page | 012193 / 000223 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 492 HOBNAIL CT FREDERICK MD 217036017, FREDERICK, MD 21703-6017 |
| Document Number | 121930230 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 012193/000230 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 20, 2017 |
| Property Address | 492 HOBNAIL CT, FREDERICK, MD 21703-6017 |
| Document Number | 0117210486 |
| Book / Page | 011721 / 000486 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 FELDSPAR RD MIDDLETOWN MD 217697549, MIDDLETOWN, MD 21769-7549 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,358.00 (+8.22%) | $343,500 (+19.26%) Land $117,700 Building $225,800 | $343,500 (-) Land $117,700 Building $225,800 |
| 2024 | $5,875.00 (+11.59%) | ||
| 2023 | $5,265.00 | $288,033 | $343,500 Land $117,700 Building $225,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2018) |
| Most Recent Claim | May 2018, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: T-Mobile USA, Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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