498 E Grove Ave, Atwater, CA 95301 Property Records

Merced County property record for 498 E Grove Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1979
Lot Size	0.151 acres (6,566 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2023)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-094-053-000`

Property Details

APN / Parcel Number

Primary APN	`004-094-053-000`
Alternative APN	`004-094-053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	6,566 sqft (0.151 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	44 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	004-094-053
Street Address	498 E GROVE AVE
City	ATWATER
State	CA
Zip	95301-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SHAF GDNS #6 RESUB LOT 1
Legal Subdivision	SHAF GARDENS 06 RESUB
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2004
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	498 E GROVE AVE, ATWATER, CA 95301-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 16, 2020	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	20231944
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000048620
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 30, 2023
Property Address	498 E GROVE AVE, ATWATER, CA 95301-4222
Document Number	0000001944
Map Reference	VOL 25 PG 42-44
Instrument Date	Jan 26, 2023
Instrument	2023001944
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	498 E GROVE AVE, ATWATER, CA 95301-4222

Mortgage

Document Number	0000001945
Date	Jan 30, 2023
Instrument	2023001945

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 16, 2020
Property Address	498 E GROVE AVE, ATWATER, CA 95301-4222
Document Number	0000048620
Instrument Date	Nov 23, 2020
Instrument	48620
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2626 FALLBROOK DR MERCED CA 953408309, MERCED, CA 95340-8309

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,952 (+2%) Land $100,814 Building $297,138
2025	$4,142.00 (+141.38%) Homeowner's exemption	$390,150 (+145.29%) Land $98,838 Building $291,312
2023	$1,716.00 (+1.18%)	$159,054 Land $23,560 Building $135,494
2022	$1,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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