296 E Grove Ave, Atwater, CA 95301 Property Records

Merced County property record for 296 E Grove Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,127 sqft · built 1962
Lot Size	0.168 acres (7,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2021)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-092-003-000`

Property Details

APN / Parcel Number

Primary APN	`004-092-003-000`
Alternative APN	`004-092-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,335 sqft (0.168 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-092-003
Street Address	296 E GROVE AVE
City	ATWATER
State	CA
Zip	95301-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SHAF GDNS #3 LOT 36
Legal Subdivision	SHAF GARDENS 03
Legal Lot Number	36
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1008
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 1, 2021	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS INSURANCE GROUP FCU
Jan 21, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 16, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202139291
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0000039290
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2021
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Document Number	0000039290
Map Reference	VOL 15 PG 8
Instrument Date	Aug 31, 2021
Instrument	2021039290
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E GROVE AVE, ATWATER, CA 95301-4221

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2021
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Document Number	0000039291
Map Reference	VOL 15 PG 8
Instrument Date	Aug 24, 2021
Instrument	2021039291
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E GROVE AVE, ATWATER, CA 95301-4221

Mortgage

Document Number	0000039292
Date	Sep 1, 2021
Instrument	2021039292

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037150
Date	Nov 14, 2019
Instrument	2019037150

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Dec 1, 2025

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 21, 2021
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Document Number	0000002566
Instrument Date	Jan 14, 2021
Instrument	2566
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	296 E GROVE AVE ATWATER CA 953014221, ATWATER, CA 95301-4221

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 16, 2019
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Document Number	0000029299
Instrument Date	Sep 16, 2019
Instrument	29299
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E GROVE AVE ATWATER CA 953014221, ATWATER, CA 95301-4221

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2018
Property Address	296 E GROVE AVE, ATWATER, CA 95301-4221
Document Number	0000029790
Instrument Date	Sep 25, 2018
Instrument	29790
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	296 E GROVE AVE ATWATER CA 953014221, ATWATER, CA 95301-4221

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,376 (+2%) Land $92,006 Building $254,370
2025	$3,675.00 (+5.21%)	$339,585 (+4.04%) Land $90,202 Building $249,383
2023	$3,493.00 (+1.1%)	$326,400 Land $86,700 Building $239,700
2022	$3,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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