517 E Grove Ave, Atwater, CA 95301 Property Records

Merced County property record for 517 E Grove Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 1979
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Mar 2026)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-094-030-000`

Property Details

APN / Parcel Number

Primary APN	`004-094-030-000`
Alternative APN	`004-094-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,865 sqft
1st Floor Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	125 sqft
Patio Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-094-030
Street Address	517 E GROVE AVE
City	ATWATER
State	CA
Zip	95301-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SHAF GDNS #6 LOT 33
Legal Subdivision	SHAF GARDENS 06
Legal Lot Number	33
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2004
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 E GROVE AVE, ATWATER, CA 95301-4223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage BMO BANK NA
Mar 6, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Sep 22, 2025	Trustee's Deed, Foreclosure
Jul 21, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Sep 22, 2025 · Amount on Record
Deed Document Number	20265819
Prior Transfer Date	Sep 17, 2025
Prior Transfer Doc	0000025137
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	517 E GROVE AVE, ATWATER, CA 95301-4223
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000032555
Date	Nov 13, 2025
Instrument	2025032555

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 6, 2026
Property Address	517 E GROVE AVE, ATWATER, CA 95301-4223
Document Number	0000005819
Map Reference	MB 25 PG 42
Instrument Date	Feb 11, 2026
Instrument	2026005819
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000005820
Date	Mar 6, 2026
Instrument	2026005820

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Sep 22, 2025
Property Address	517 E GROVE AVE, ATWATER, CA 95301-4223
Document Number	0000025137
Map Reference	MB 25 PG 42
Instrument Date	Sep 17, 2025
Instrument	2025025137
Transaction Type	Foreclosure
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2022
Property Address	517 E GROVE AVE, ATWATER, CA 95301-4223
Document Number	0000027029
Map Reference	VOL 25 PG 42-44
Instrument Date	Jul 1, 2022
Instrument	2022027029
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E GROVE AVE, ATWATER, CA 95301-4223

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,000 (+7.42%) Land $100,000 Building $280,000
2025	$1,775.00 (-52.46%)	$353,736 (+4.04%) Land $98,838 Building $254,898
2024	$3,734.00 (+2.67%)
2023	$3,637.00 (+118.05%)	$340,000 Land $95,000 Building $245,000
2022	$1,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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